Insurance

  • May 20, 2026

    Is the bar for catastrophic impairment getting harder to meet in Ontario?

    For seriously injured Ontarians, a catastrophic impairment (CAT) designation is critical. It unlocks enhanced medical, rehabilitation and attendant care benefits, often the difference between meaningful recovery and long-term hardship.

  • May 19, 2026

    Carney announces members of Independent Advisory Board to help select next SCC judge

    On May 19, Prime Minister Mark Carney announced the chair and members of the Independent Advisory Board for the Supreme Court of Canada Judicial Appointments.

  • May 19, 2026

    Commercial real estate insurance: When the lights go out and the policy falls short

    Commercial real estate has become increasingly dependent on technology. Power systems, utilities, data networks and digital infrastructure now play a direct role in whether a building can operate, tenants can remain open and rent continues to flow.

  • May 19, 2026

    Nova Scotia’s top court releases 2025 annual report

    The release of the Nova Scotia Court of Appeal’s latest annual report sets the stage for an increase in webcasts and a push to educate people on the importance of judicial independence, says the province’s top judge.

  • May 19, 2026

    Building the perfect divorce bonfire

    In my handy Wilderness Survival Guide, there is a step-by-step guide to building the perfect bonfire. I was reminded of it as I read last week’s Supreme Court of Canada decision in Ahluwalia v. Ahluwalia, 2026 SCC 16, which has created a new tort — the tort of family violence for coercive and controlling behaviour.

  • May 15, 2026

    Gabrielle Poulin joins Langlois in litigation and insurance law

    After articling with Langlois, Gabrielle Poulin has begun her career as a lawyer with the firm’s litigation group in Montreal.

  • May 14, 2026

    Alberta introduces new adjusted rate cap for auto insurance

    The Government of Alberta is introducing a “new adjusted rate cap alongside the province’s new Care-First auto insurance system,” which will come into effect on Jan. 1, 2027.

  • May 14, 2026

    Trial lawyers group says Ontario drivers risk gaps in car insurance coverage as of July 1

    An organization representing trial lawyers in Ontario is raising alarm bells about upcoming changes to the province’s car accident benefit system, saying they may lead people to realize too late that their coverage is not as comprehensive as they think.

  • May 14, 2026

    Mandatory breach notification requirements under Canadian privacy law

    Canadian private sector organizations are subject to a combination of compliance requirements under federal and provincial privacy laws. These laws share some common features but also some differences. One privacy obligation that varies across jurisdictions is when an organization is required to notify the applicable regulatory authority of a privacy breach event. A privacy breach refers to those events that result in the loss of unauthorized access to, or unauthorized disclosure of, personal information.

  • May 13, 2026

    Court rejects automatic EI disqualification for worker terminated due to incarceration

    The Federal Court of Appeal has dismissed a federal government appeal challenging employment insurance (EI) benefits for a worker who lost his job after being incarcerated, ruling that a claimant’s inability to fulfill a condition of employment is not, by itself, sufficient to disentitle them to EI benefits.

  • May 13, 2026

    Appeal Court orders trial in greenhouse insurance policy case over acres of plant loss

    The Ontario Court of Appeal has remitted a case to trial in which an insurance provider denied coverage to a greenhouse operator despite it suffering a loss of 23 acres of tomato plants caused by excessive carbon monoxide emissions. It found the judge made numerous errors in the analysis.

  • May 13, 2026

    Virtual mediation: Practical tips for better outcomes

    The vast majority of mediations in Ontario continue to take place virtually. Convenient and often cost-effective, virtual mediation is clearly here to stay — even if I personally would welcome a greater return to in-person mediations (more on that in an upcoming article). It is therefore worth thinking carefully about how virtual mediations can be structured to maximize effectiveness.

  • May 11, 2026

    Does ‘good faith’ impose a duty to disclose on a commercial landlord?

    Canadian law imposes two obligations on all parties to a commercial agreement such as a lease.

  • May 08, 2026

    SCC sheds new light on cause-of-action estoppel; clarifies requirements & application

    The Supreme Court of Canada has explained the contours and application of the cause-of-action estoppel branch of the common law doctrine of res judicata, dividing 6-3 in a Newfoundland and Labrador power-of-sale case to hold that the appellant mortgagee’s $4-million claim under a collateral mortgage is res judicata as it had already been determined in an earlier court proceeding.

  • May 08, 2026

    Surviving an audit from an extended health insurer: Seven key tips for health providers

    Once an insurance audit has been initiated, a health provider’s actions, including potential missteps, can significantly affect the outcome. Audits conducted by extended health benefits insurers frequently expand beyond routine claim verification and may lead to repayment demands, delistings or complaints to regulatory colleges.

  • May 08, 2026

    Privacy commissioner calls for permanent funding, prioritization of privacy

    In remarks delivered to the House of Commons, the Privacy Commissioner of Canada emphasized the “impact of a rapidly evolving technological environment,” called for modernization of federal privacy laws and advocated for permanent funding of his office.

  • May 08, 2026

    Post-winter injuries and the law’s problem with delay

    Post-winter injury files are arriving later, and the delay is increasingly being used to defeat claims outright. People are coming forward weeks after a slip on ice, a fall in a parking lot or a low-speed winter collision with symptoms that were not obvious on day one. The incident is often straightforward. The litigation problem is whether the later impairment can be connected, on evidence, to that earlier event.

  • May 08, 2026

    Jay Ralston chosen to lead OTLA

    The Ontario Trial Lawyers Association (OTLA) has elected K. Jay Ralston as its president for the 2026–27 term.

  • May 08, 2026

    Better Call Saul and AI: Changing the perception of the ‘ideal lawyer’

    Spoiler Alert: The following contains plot details from Better Call Saul. Charles McGill, the decorated senior partner in the TV series Better Call Saul, is everything the legal profession tells itself it stands for: principled, authoritative, a guardian of the rule of law. His younger brother Jimmy — the poor, hustling, desperate Saul Goodman — represents everything the profession looks down on. But as artificial intelligence dismantles the gatekeeping function that long justified the legal profession’s self-image, it is worth asking: which one of them is a more accurate reflection of a lawyer?

  • May 07, 2026

    Ban on non-competes, new crypto-asset reporting framework are features of latest federal budget bill

    The Carney government has introduced its second omnibus implementation bill to implement a slew of measures it proposed in the federal budget last November.

  • May 07, 2026

    DWF announces senior promotions, including 3 in Canada

    International law firm DWF has announced 40 senior promotions as part of its annual process, including three in Canada: Erik P. Masse (Montreal) and Lindsey Galvin (Calgary) were promoted within the partnership, while Gordon Becher (Calgary) was promoted to partner.

  • May 07, 2026

    Out of time at certification: Narrowing or defeating class claims

    Limitations defences are playing an increasingly prominent role at the certification stage of class proceedings. While courts continue to caution that certification is not a merits determination, recent jurisprudence confirms that limitations issues can be raised at or prior to the certification hearing.

  • May 06, 2026

    N.B. introducing legislative changes for better patient safety, quality of care

    New Brunswick has proposed legislation aimed at improving patient safety and “quality of care” through the establishment of an advisory committee, the clarifying of what is meant by “safety incidents” and improving the use of data in tracking trends.

  • May 05, 2026

    Former SCC justice Louise Arbour named Canada’s next governor general

    Prime Minister Mark Carney has announced that former Supreme Court of Canada justice Louise Arbour will become Canada’s next governor general. Arbour will become the first former judge of the top court to take on the vice-regal role.

  • May 05, 2026

    How to avoid a health insurance audit: Top seven triggers

    An audit by an extended health benefits insurer can be an extremely invasive and stressful process for a health provider such as a health clinic or health professional. These audits also carry significant potential consequences, including demands for repayment, being delisted by the insurer and complaints to regulatory colleges.

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