Insurance

  • May 14, 2026

    Alberta introduces new adjusted rate cap for auto insurance

    The Government of Alberta is introducing a “new adjusted rate cap alongside the province’s new Care-First auto insurance system,” which will come into effect on Jan. 1, 2027.

  • May 14, 2026

    Trial lawyers group says Ontario drivers risk gaps in car insurance coverage as of July 1

    An organization representing trial lawyers in Ontario is raising alarm bells about upcoming changes to the province’s car accident benefit system, saying they may lead people to realize too late that their coverage is not as comprehensive as they think.

  • May 14, 2026

    Mandatory breach notification requirements under Canadian privacy law

    Canadian private sector organizations are subject to a combination of compliance requirements under federal and provincial privacy laws. These laws share some common features but also some differences. One privacy obligation that varies across jurisdictions is when an organization is required to notify the applicable regulatory authority of a privacy breach event. A privacy breach refers to those events that result in the loss of unauthorized access to, or unauthorized disclosure of, personal information.

  • May 13, 2026

    Court rejects automatic EI disqualification for worker terminated due to incarceration

    The Federal Court of Appeal has dismissed a federal government appeal challenging employment insurance (EI) benefits for a worker who lost his job after being incarcerated, ruling that a claimant’s inability to fulfill a condition of employment is not, by itself, sufficient to disentitle them to EI benefits.

  • May 13, 2026

    Appeal Court orders trial in greenhouse insurance policy case over acres of plant loss

    The Ontario Court of Appeal has remitted a case to trial in which an insurance provider denied coverage to a greenhouse operator despite it suffering a loss of 23 acres of tomato plants caused by excessive carbon monoxide emissions. It found the judge made numerous errors in the analysis.

  • May 13, 2026

    Virtual mediation: Practical tips for better outcomes

    The vast majority of mediations in Ontario continue to take place virtually. Convenient and often cost-effective, virtual mediation is clearly here to stay — even if I personally would welcome a greater return to in-person mediations (more on that in an upcoming article). It is therefore worth thinking carefully about how virtual mediations can be structured to maximize effectiveness.

  • May 11, 2026

    Does ‘good faith’ impose a duty to disclose on a commercial landlord?

    Canadian law imposes two obligations on all parties to a commercial agreement such as a lease.

  • May 08, 2026

    SCC sheds new light on cause-of-action estoppel; clarifies requirements & application

    The Supreme Court of Canada has explained the contours and application of the cause-of-action estoppel branch of the common law doctrine of res judicata, dividing 6-3 in a Newfoundland and Labrador power-of-sale case to hold that the appellant mortgagee’s $4-million claim under a collateral mortgage is res judicata as it had already been determined in an earlier court proceeding.

  • May 08, 2026

    Surviving an audit from an extended health insurer: Seven key tips for health providers

    Once an insurance audit has been initiated, a health provider’s actions, including potential missteps, can significantly affect the outcome. Audits conducted by extended health benefits insurers frequently expand beyond routine claim verification and may lead to repayment demands, delistings or complaints to regulatory colleges.

  • May 08, 2026

    Privacy commissioner calls for permanent funding, prioritization of privacy

    In remarks delivered to the House of Commons, the Privacy Commissioner of Canada emphasized the “impact of a rapidly evolving technological environment,” called for modernization of federal privacy laws and advocated for permanent funding of his office.