Law360 Canada ( October 6, 2021, 5:46 AM EDT) -- Appeal by the insurer from a motions judge’s decision that found it had a duty to defend and indemnify the respondent insured. All of the insured’s vehicles were insured by the insurer under a commercial fleet insurance policy. The insured had a van it used to transport employees and tools to job sites, for meetings and as a lunch location. In 2016, the insured purchased a modified school bus, intending to use it in a similar fashion to its van. The day after its purchase, the bus was involved in a single-vehicle accident while being driven by one of the insured’s employees who was named as an insured driver. The insurer refused to defend or indemnify the subsequent personal injury claims advanced by three passengers....