By Satinder Sidhu ( October 26, 2021, 3:18 PM EDT) -- Across Canada insurance legislation requires that certain conditions are deemed to be part of every contract of insurance. One key condition, Statutory Condition 4, requires that an insured must promptly give notice to the insurer of a change that is 1) material to the risk, and 2) within the control and knowledge of the insured. Failure to provide notice of a material change in risk can render the policy void....