By Darcy Ammerman ( December 21, 2021, 8:21 AM EST) -- On Nov. 17, 2021, Payments Canada released the consultation paper A Proposed Revised Framework for Pre-Authorized Debits, which outlines proposed changes to Rule H1 and the Pre-Authorized Debit (PAD) framework. This paper is a welcome step forward after Payments Canada began a comprehensive review of the PAD framework in 2020....