Ottawa seeks pre-budget input, maintains stress test rates for insured, uninsured mortgages

By Cristin Schmitz (December 15, 2022, 2:34 PM EST) -- In separate announcements, the federal government and the independent Office of the Superintendent of Financial Institutions (OSFI) said they are maintaining their current minimum qualifying rates (MQRs) respectively for insured and uninsured residential mortgages....