Law360 Canada (February 3, 2023, 6:20 AM EST) -- Claims by Lalani that two separate incidents fell within the grants of coverage under Intact’s policies, and for resultant damages. A portion of the wall of a three-story commercial building in Toronto collapsed. Later, the same building was burned down by an arsonist. The defendant insurer, Intact Insurance Company (Intact) denied coverage for both claims by Lalani under its 2009-1010 Policy (wall collapse claim) and subsequent 2010-2011 Renewal Policy (fire loss claim). Lalani commenced two lawsuits and sued for declarations that the two separate incidents fell within the grants of coverage under Intact’s policies, and for resultant damages. Lalani also sued its brokers and its successor The CG&B Group Inc. (CG&B) for negligence in the event CG&B communicated consent to purported amendments by Intact to the Renewal Policy without authorization, or alternatively gave negligent advice when it encouraged Lalani to initial a Vacancy Permit endorsement which was part of the purported amendments relating to the fire loss claim. The two actions were ordered to be tried concurrently....