By Johann Annisette and Frances Miltimore (April 24, 2023, 3:05 PM EDT) -- The COVID-19 shutdown caused mass losses for businesses that, in turn, have led to novel insurance coverage disputes. Such was the case in Sir Corp. v. Aviva Insurance Co. of Canada, [2022] O.J. No. 5726. Here, Justice James Ramsay analyzed an “all-risk” insurance policy to determine whether the policy covered a restaurant chain’s significant “food and beverage spoilage” that resulted from Ontario’s COVID-19 regulations prohibiting in-person dining....