By Murray Gottheil (February 7, 2024, 2:12 PM EST) -- Someone once told me that if your family is poor when you are twelve years old, then no matter how much financial success you have, you will always be fearful that you might lose it all. On the other hand, the theory goes that if your family was rich when you were twelve years old, then no matter how badly you are doing at any moment, you will likely believe that financial success is around the corner....