Law360 Canada ( July 4, 2025, 1:22 PM EDT) -- Appeal by Unifund Assurance (Unifund) from determination of Superior Court of Justice that Echelon General Insurance Company (Echelon) was entitled to be reimbursed by Unifund for expenses in statutory accident benefits (SABs) claim. This proceeding raised an important issue regarding the interpretation of Ontario Regulation 283/95 (Regulation 283) that governed disputes among automobile insurers over the payment of SABs. The case arose from a 2012 accident involving a claimant injured while riding in an insured vehicle. Disagreements emerged regarding the allocation of pre-arbitration expenses, including independent adjusting fees, mediation fees, legal costs and disbursements. The Superior Court of Justice allowed Echelon’s appeal and ruled that Unifund must reimburse those expenses. The issues concerned whether arbitrators could routinely invoke equitable principles of unjust enrichment to require a higher-priority insurer to repay a lower-priority insurer for claim-handling expenses beyond the specific costs expressly authorized by Regulation 283. Echelon appealed the denial of these expenses, and Unifund sought a reversal of the expense reimbursement order....