By Cris Best ( September 25, 2025, 2:13 PM EDT) -- A registered retirement savings plan (RRSP) is structured to allow eligible Canadians to accumulate income tax-free in an account. Withdrawals are taxable but can be made at a relatively low tax rate compared to that paid for investments outside an RRSP. The account is meant to facilitate investment for retirement purposes and considerable tax savings can be realized....