Expert Analysis

Safeguarding RWI Coverage As Materiality Focus Persists

As first-quarter broker claims reports reveal that materiality disputes remain a key driver of representations and... (more story)

AI Data Center Boom May Spur Wave Of Toxic Tort Suits

Nascent litigation matters against data center operators, set against limited government regulation and a growing ... (more story)

How Geopolitical Risk Affects Data Center Coverage

Escalating tensions with Iran risk disrupting the energy and infrastructure inputs that support data center operat... (more story)

Property More

Insurer Owes No Coverage For Mall Pollution, Fla. Judge Says

A Florida federal judge ruled an insurance company doesn't have to provide coverage to the owner of a California shopping center contaminated with dry cleaner chemicals, finding that benefits were properly den... (more story)

AI Reshaping Brokers' Work, Lockton Data Head Says

AI is delivering efficiency and new capabilities to insurance brokers. Claude Yoder, the chief data, analytics and digital officer for Lockton, spoke to Law360 about the role of AI in placing policies, aggrega... (more story)

Insurer Needn't Cover Real Estate Co.'s $330K Arbitration Bill

An insurer is not on the hook for more than $330,000 in defense costs that a commercial real estate company and its manager incurred in arbitration with investors, a Washington federal court ruled Thursday, sa... (more story)

Insurance Litigation Week In Review

Two Chubb insurers must defend an upstate New York town against an environmental contamination claim, a German shipping company and a marine insurer will pay $17 million for damage to a coral reef near Puerto ... (more story)

AIG Says Homeowners Waived Bid For New Damages Trial

An AIG unit fought against a new trial this week in a dispute over the claims process for damage from Hurricane Irma to a $95 million oceanfront mansion, arguing that the homeowners failed to prove compensable... (more story)

NC Insurance Dept. Properly Revoked Appraiser's License

A North Carolina state appeals court on Wednesday affirmed the state Department of Insurance's revocation of the license of a motor vehicle damage appraiser, finding he violated ethical standards by disparagin... (more story)

Insurer Loses Bid To Recoup $3.4M Coverage For Grill Fire

An insurer attempting to recoup more than $3.4 million it paid to homeowners whose house was greatly damaged in a grill fire lacks the proof needed to claim the negligence by the grill-maker caused the fire, a... (more story)

Broker Says It's Not To Blame For Harvard's Lack Of Coverage

An insurance broker told a Massachusetts federal court that it had no common law duty to report claims made against Harvard University to the school's excess insurers in a suit seeking to recover legal fees Ha... (more story)

Calif. Insureds Say State Farm's Property Valuation Is Unlawful

A class of California homeowners that say State Farm underpaid their property insurance claims urged a federal court to reject the insurer's argument that its method of calculating actual cash value is in line... (more story)

Insurer Drops Oil Refinery Fire Coverage Row After Deals

An excess insurer has agreed to drop a Texas federal case seeking to avoid defending a petrochemical contractor from property damage and bodily injury lawsuits stemming from a pipeline explosion in Arkansas, a... (more story)

General Liability More

Liberty Left Client Info Vulnerable To Hackers, Suit Alleges

Liberty Mutual Insurance Co. faces a proposed consumer class action alleging it failed to effectively safeguard private information for current and former clients after hackers claimed they stole information a... (more story)

NJ Justices Bar PI Damages For 'Collectible' Future Med Bills

New Jersey's highest court unanimously ruled that the state's no-fault insurance scheme for victims of automobile accidents bars claimants from asking a jury to award future medical expenses if those projected... (more story)

Chubb Units Must Cover Environmental Contamination Claim

Two Chubb insurers must defend an upstate New York town against a state environmental department's claim concerning a regional airport's contamination by so-called forever chemicals unless and until they can e... (more story)

Travelers Unit Says No Coverage In Cannabis Explosion Suits

A Travelers Property Casualty Corp. unit is suing two of its insureds in California federal court, seeking a declaration that its insurance policies don't cover defense and indemnity of suits over a deadly exp... (more story)

Construction Co. Seeks $2.9M Over Lejeune Build Delays

A construction company has accused a demolition subcontractor in North Carolina federal court of delaying facility construction for more than 1,000 days at the U.S. Marine Corps' Camp Lejeune training base, se... (more story)

Hospital Group Calls Anthem's Out-Of-Network Plan Unlawful

The California Hospital Association urged a state court to block Anthem Blue Cross' implementation of a new policy that penalizes participating facilities for using nonparticipating providers, saying the plan ... (more story)

Fla. Contractor Says Policy Covers Defective Door Death Suit

A Florida contractor is urging a federal judge to dismiss an insurer's complaint claiming it has no duty to defend the company in a wrongful death suit, saying the policy covers claims in the underlying case a... (more story)

Hartford Unit Owed Contractor Coverage In Data Center Row

A Hartford insurance specialty unit had a duty to defend a building contractor against an underlying suit over a data center's construction even after defamation claims were dropped, a California federal judge... (more story)

Supplier Says Travelers Must Cover Nestle Defect Claims

An industrial equipment supplier accused of providing defective compressed air piping materials for the construction of a facility owned by Nestle told a North Carolina federal court that two Travelers units m... (more story)

Psych Facility Not Covered For Sexual Misconduct, Court Told

An insurer said it owes no coverage to a behavioral health facility in an underlying suit alleging that an employee carried out an inappropriate relationship with a patient, telling a Washington federal court ... (more story)

Specialty Lines More

'LLMjacking' Prompts New Cyber Limits, Policyholder Training

Law360 Insurance Authority talks to Reed Smith LLP’s Stephanie Gee about how carriers are responding to “LLMjacking,” or the act of a hacker using stolen credentials to gain access to a company’s large languag... (more story)

Insurer Beats Calif. Health Group's Discovery Costs Suit

A California federal judge said Wednesday that an insurer did not have to reimburse the state's largest private health foundation for roughly $400,000 in discovery costs it incurred during an executive's now-s... (more story)

NC Law Firm Can Pursue Coverage In $510K Loan Fraud Row

A North Carolina federal judge on Tuesday said a professional liability insurer must face claims that it has to defend a law firm against allegations it was responsible for a $510,000 fraudulent home loan, fin... (more story)

SVB's $73M Fraud Losses Not Covered, Insurers Say

Two insurers said they owe no coverage for a fraudulent scheme that caused the failed Silicon Valley Bank to lose $73 million, telling a North Carolina federal court that the bank has not satisfied all require... (more story)

Ga. Lawyer Says Fraud Coverage Ruling Misread State Law

A Georgia attorney on Wednesday urged a federal judge to undo a recent ruling declaring his professional liability insurer doesn't owe him coverage in an underlying lawsuit alleging the lawyer schemed with a c... (more story)

State Of Insurance: Q1 Notes From Illinois

Matthew Fortin at BatesCarey discusses notable insurance developments in Illinois, including the state Supreme Court's highly anticipated Griffith Foods v. National Union Fire Insurance ruling, two bulletins f... (more story)

Insurance Litigation Week In Review

The Colorado Supreme Court limited the reach of the state’s insurance cooperation law. The Eighth Circuit asked Minnesota's top court to weigh in on a product liability dispute. The Sixth Circuit decertified a... (more story)

Mapping Bank Exec Clawback Risk Ahead Of Revived Bill

The reintroduction of the Failed Bank Executives Clawback Act would allow recovery of executive compensation after bank failures, making it important for executives and counsel to take steps such as mapping co... (more story)

Reel Justice: 'No Other Choice' And Moral Rationalization

In the satirical thriller "No Other Choice," the main character rationalizes his decision to kill business competitors by creating a narrative of necessity, illustrating for attorneys the dangers of treating s... (more story)

Jury To Weigh Coverage Suit Over Ex-Chemoil CEO's Fee Deal

It is up to a jury to decide whether the ex-CEO of an oil company breached provisions of the company's directors and officers policy when he entered into a $1.2 million deal with his former employer without th... (more story)