Expert Analysis

Full Policy Payment May Not Bar Insurer Bad Faith In 9th Circ.

Establishing that an insurer acted within its contractual rights likely disposes of a breach-of-contract claim, however, follow...(read more)

Calif. High Court Ruling Eases Path To Excess Coverage Suits

Following a recent California Supreme Court ruling in Fox Paine v. Twin City Fire Insurance, policyholders will have an easier ...(read more)

State Of Insurance: Q3 Notes From Pennsylvania

Pennsylvania courts issued several noteworthy insurance decisions last quarter, offering practical guidance for insurers evalua...(read more)

Property More

Law360 MVP Awards Go To Top Attorneys From 89 Firms

The lawyers chosen as Law360's 2026 MVPs stand out from their peers by notching significant achievements in high-stakes litigation, complex global matters and record-setting transactions.

Penn National Tells 4th Circ. Insurer Dodged Injury Defense

A Fourth Circuit appellate panel on Thursday questioned what insurance company Penn National could possibly recover from another insurer that the former says shirked its defense responsibilities in a personal injury suit f...(read more)

1st Circ. Seeks Mass. Justices' Input On USAA Rate Row

The First Circuit asked Massachusetts' highest court to weigh in on a suit by service members alleging USAA improperly considered their military pay grade when issuing auto insurance policies, finding the dispute implicate...(read more)

Insurance Litigation Week In Review

The Florida Supreme Court clarified the reach of a notice requirement. The North Carolina Supreme Court ruled against an insurer in a shareholder dispute. The Fifth Circuit sided with an oil producer in a indemnity dispute...(read more)

How To ID And Respond To 5 Types Of Misleading Witnesses

Witnesses can mislead fact-finders using a variety of tactics — from strategic amnesia to manufactured ignorance — but lawyers can learn how to identify and expose this testimony to come out on top, says Allison Rocker at ...(read more)

States Say GM Will Pay $220M To Settle Driver Privacy Claims

Attorneys general said Thursday that General Motors will pay $220 million to three dozen states to settle claims that it illegally sold nearly 10.3 million drivers' behavior data and location information to third parties, ...(read more)

11th Circ. Says Insurer Needn't Pay More For Storm Losses

A Hartford insurer that paid out a Florida condominium association's claim for 11 buildings that sustained flood damage during Hurricane Ian does not owe any additional coverage, the Eleventh Circuit said, affirming that t...(read more)

Citizens Tells Fla. Justices Arbitration Forum Isn't Biased

Florida's insurer of last resort urged the state's top court to reverse a trial court's refusal to enforce a policy arbitration clause, arguing there is no evidence supporting the lower court's determination that the insur...(read more)

PFAS Ruling Extinguishes A Policyholder Path To Coverage

Following an Ohio federal court's recent ruling in Fire-Dex v. Admiral Insurance, policyholders whose PFAS exposure is concentrated in workplace products will see bids for coverage fail under the occupational-disease exclu...(read more)

Colo. Justices Skeptical Of Facility's COVID-Tied Coverage Bid

Colorado justices expressed skepticism Thursday toward a retirement facility owner's bid for the high court to find it's owed coverage for physical damage losses sustained early in the pandemic, pressing counsel on what ph...(read more)

General Liability More

Insurer Must Cover Concrete Defect Dispute, Court Told

A concrete subcontractor accused by a general contractor of causing millions of dollars in damage to a condominium project in downtown Denver said it is entitled to coverage under the contractor's policy, telling a Colorad...(read more)

11th Circ. Revives Payment Bid For Military Paint Facility Work

The Eleventh Circuit revived a subcontractor's bid for full payment under a U.S. Army Corps of Engineers contract to construct a facility for vehicle paint preparation, ruling that a Georgia federal court erred in finding ...(read more)

No Coverage For $5M Quarry Wall Collapse Fight, Court Told

An insurer said it owes no coverage for an underlying suit claiming that its policyholder constructed a faulty quarry wall that collapsed and cost nearly $5 million to replace, telling an Alabama federal court that the sui...(read more)

Insurer Beats $1.3M Coverage Fight Over Easement Dispute

A California federal court tossed a San Diego landowner's suit seeking coverage for an easement interference suit that resulted in a $1.3 million award against it, finding that the suit did not involve personal and adverti...(read more)

Chubb Says Barrier Rental Deal Doesn't Trigger Coverage

A Chubb unit asked a Texas federal court to find that a highway safety product supplier is not owed coverage under Chubb's policy to a barricade control company for a personal injury suit from a driver, saying the companie...(read more)

Builder Says Insurer Shifted Reasons To Deny $600K Claim

A general contractor said its insurer must pay nearly $600,000 and counting for costs incurred to remedy a flooring subcontractor's faulty work, telling a Tennessee federal court that the carrier wrongfully denied coverage...(read more)

Trucking Co. Says Insurer Must Cover Crash Cleanup Claim

A trucking company said its insurer wrongfully denied coverage for a claim stemming from a fatal crash involving one of its drivers on the grounds that the driver was not listed under the policy, telling a Texas federal co...(read more)

Judge Rejects Extra Hurdle For Medicaid Frailty Exemption

A Trump administration bid to create additional barriers to Medicaid eligibility was rejected Thursday by a Massachusetts federal judge, who ruled that Congress did not delegate to the executive branch the task of deciding...(read more)

5th Circ. Backs Liberty Mutual Unit In Pileup Coverage Dispute

A Liberty Mutual unit owes no coverage to contractors for a Texas interstate construction project who are facing lawsuits over a fatal 130-vehicle pileup caused by a historic winter storm, the Fifth Circuit said, finding t...(read more)

Insurers Say No Bad Faith In $240M Overdraft Coverage Denial

A group of insurers who say they don't owe Truist Bank coverage for a $240 million settlement of a consumer overdraft fee class action asked a North Carolina federal court to dismiss the bank's counterclaims, saying that b...(read more)

Specialty Lines More

NC Security Co. Not Covered For Transit Attacks, Insurer Says

A security contractor for a North Carolina city's transit system is not owed coverage for claims stemming from two fatal attacks and a debilitating assault, an insurer told a federal court, saying the company voided its 20...(read more)

Ga. Developer Fights Coverage Denial For Fraud Loss

A developer told a Georgia federal court that a Chubb unit wrongly denied coverage for losses stemming from a third party's accessing of a client's payment portal to direct payments away from the developer.

Global Webpage Flaw Unlikely To Spur Big Insurance Losses

The discovery of vulnerabilities in most websites sent companies scrambling. It's a disruption policyholders will likely shoulder without help from cyber insurers. 

YouTuber Sues Broker Over Logan Paul Defamation Coverage

A YouTube investigator who called influencer and professional wrestler Logan Paul's cryptocurrency project a scam sued insurance brokers, alleging they failed to procure an insurance policy that would have provided defense...(read more)

Milliman Reaches $15.5M Deal In Life Insurance FCRA Suit

Risk management firm Milliman Inc. is set to pay $15.5 million to resolve a consumer class action accusing the company of peddling flawed information to life insurance companies, according to a proposed settlement that the...(read more)

Key Risk Assessment Gaps To Note From NY Cyber Guidance

Covered entities should take a fresh look at the compliance gaps flagged in recent New York State Department of Financial Services guidance on "deficient cybersecurity programs," particularly around scope, asset inventorie...(read more)

LA Affordable Housing Developer Talks High Premiums

The Little Tokyo Service Center in Los Angeles has struggled in recent years to develop and maintain affordable housing as insurance costs have increased. The director says there are promising ways to reduce the burden.

Driving Boat To Oilfield Isn't Maritime Work, 5th Circ. Says

Using a boat to transport workers to oil platforms off the Louisiana coast does not make a labor supplier and oil producer's services agreement a maritime contract with an enforceable indemnity provision, a Fifth Circuit p...(read more)

Insurance Litigation Week In Review

A landlord gets a redo in a $2.7 million water damage dispute, Travelers escapes a suit brought by cryptocurrency mining companies, and a Michigan appeals panel weighed in on no-fault medical coverage. Law360 has the past ...(read more)

5 Ways Trial Attys Can Build Mental Health Counseling Skills

Studies demonstrate that many attorneys are not equipped to respond adequately to trauma exposure, but trial lawyers can build several key skills drawn from mental health counseling into their interactions with clients and...(read more)