Expert Analysis

The Banking Issue Hiding In Justices' Freight Broker Ruling

While the U.S. Supreme Court’s recent liability preemption ruling in Montgomery v. Caribe Transport was front-page... (more story)

Insurance Ruling Extends NY Bad Faith To 3rd-Party Coverage

In Renergy v. Mt. Hawley Insurance, a New York federal court recently granted a policyholder leave to amend its co... (more story)

Reel Justice: 'Tuner' And Modern Juror Sympathy

In “Tuner,” the main character’s criminal behavior is framed as an extension of his vulnerability, talent and loya... (more story)

Property More

Pharma Co. Says Machine Breakdown Triggered Coverage

A pharmaceutical company said its insurers improperly denied coverage to fix an eye dropper bottle filling machine, arguing the machine's breakdown caused extensive interruption to business activities that wou... (more story)

Insurance Litigation Week In Review

The Texas Supreme Court agreed to hear Exxon's $25 million coverage dispute for an fatal explosion settlement. The Eleventh Circuit seeks state guidance on opioid coverage litigation. An insurer can't interven... (more story)

Insurers Ask Justices To Review Hurricane Arbitration Ruling

A group of insurers asked the U.S. Supreme Court to review a Fifth Circuit decision blocking arbitration of a Louisiana town's hurricane damage coverage suit, saying circuit courts are split over the applicati... (more story)

Travelers Ends MLB HQ Construction Accident Coverage Row

Three insurers have resolved their dispute over who must pay defense costs in a suit from a construction worker who was injured while working at the site of Major League Baseball's headquarters in the historic... (more story)

Restaurant Says Insurer Twisted Facts To Deny Storm Claim

A Texas restaurant said a Hartford unit has wrongfully refused to cover damage caused by a June 2025 hail and windstorm, telling a federal court that the carrier invented "pretext and false descriptions of the... (more story)

USAA Says School Assault Suit Not Covered By Policies

An insurer asked a Washington federal court to declare it is not obligated to defend a family under their homeowners or umbrella policies after their son allegedly beat up a classmate on school property during... (more story)

USAA Says Therapist's Policy Doesn't Cover Ex-Lover's Death

USAA argued in a Washington federal lawsuit Wednesday that the insurer has no duty to defend a therapist in a wrongful death action brought by the estate of a former patient who was allegedly shot and killed b... (more story)

NJ Policyholders Face Unique PFAS Risks, Coverage Relief

New Jersey companies facing claims over their use of what are commonly known as forever chemicals face an increasingly challenging litigation environment as well as unique opportunities for covering claims and... (more story)

NC Law Prof On Roofing Resilience and Novel CAT Bonds

University of North Carolina law professor Donald T. Hornstein says a series of bonds that help fund fortified roofs have succeeded in helping NC's insurer of last resort lower its risk exposure.

Insured Atty Talks World Cup Red Cards For Hospitality Cos.

The 2026 World Cup will be a business boom for tournament organizers, restaurants and hotels. Policyholder attorney Jessica Gopiao of Reed Smith LLP spoke with Law360 Insurance Authority about potential perils... (more story)

General Liability More

Exxon's $25M Coverage Fight Sets Stage For Texas Upheaval

The Texas Supreme Court will consider Exxon Mobil's bid to seek $25 million from an AIG unit to cover claims stemming from a deadly 2013 oil refinery explosion, setting the stage for a pivotal insurance ruling... (more story)

Wash. Panel Says UIM Payment Doesn't Block IFCA Claim

Washington state appeals court on Tuesday said an insurer cannot shake allegations that it unreasonably initially denied an injured driver's underinsured-motorist claims despite later paying the benefits, with... (more story)

NY Attys Call Texas Firm's 'Copy-Paste' RICO Suits Abusive

A New York law firm facing an insurance company's racketeering and fraud allegations took aim at the insurer's counsel, telling a federal court that the Texas law firm behind the allegations is abusing judicia... (more story)

Insurers Say Exclusion Bars Sex Trafficking Suit Coverage

Insurers asked a federal court to declare that they don't have to defend a Florida bail bonds business against a lawsuit tying the owner to a sex trafficking scheme, arguing the criminal acts bar business liability coverage.

Utility Co.'s Insurer Had Duty To Defend Equipment Supplier

The insurer for a utility construction company had the primary duty to defend an equipment supplier in an underlying wrongful death suit, a Maryland federal court ruled Monday, handing a win to the supplier's ... (more story)

Geico Beats Receiver's Suit Over $2.8M Crash Judgment

Geico broke free of a bad faith and breach of contract suit that accused it of failing to settle a catastrophic-injury claim against an insured that resulted in a $2.8 million judgment, after a North Carolina ... (more story)

Texas Justices Take Up Exxon's $25M AIG Coverage Fight

The Texas Supreme Court on Friday agreed to hear an appeal from Exxon Mobil Corp. seeking to force an AIG unit to pay $25 million of a $35 million settlement arising from a deadly 2013 explosion at Exxon's ref... (more story)

Insurer, Turo Drop Suit Over Geico Renter Claim Denials

Car-sharing company Turo and a surplus insurer have agreed to drop a lawsuit alleging Geico illegally denied coverage to policyholders involved in accidents while renting vehicles, leading to $6 million in unn... (more story)

Insurer Loses Bid To Group Same-Day Shootings Under Limits

A Georgia federal judge said an insurer owes coverage to a bar and grill owner in a second lawsuit over shootings on the same day, determining the two shootings were not a single "occurrence" under the policy ... (more story)

11th Circ. Seeks Fla., Ga. Justices' Input On Opioid Coverage

The Eleventh Circuit on Thursday asked justices in Georgia and Florida to weigh in on whether commercial general liability insurers must defend and indemnify Publix Super Markets Inc. and a Georgia-based gener... (more story)

Specialty Lines More

Grocery Chain Says Aon Put $40M In Opioid Coverage At Risk

Supermarket chain Giant Eagle on Wednesday hit insurance brokerage firm Aon with claims in Pennsylvania federal court that it jeopardized $40 million in coverage allegedly owed to the chain for settlement and ... (more story)

$8.8M Deal In State Farm 'Diminished Value' Suit Gets 1st OK

A Washington federal court granted preliminary approval of an $8.8 million settlement to resolve a class action claiming that State Farm failed to adequately pay for the diminished value of vehicles under its ... (more story)

Doctors Defeat Most Claims In Life Insurance Fraud Dispute

A life insurer failed to adequately allege that a pair of doctors were knowingly involved in a purported scheme to defraud the carrier into issuing $160 million worth of policies, a New Jersey federal court ru... (more story)

Nationwide Aims To Decertify 50K ERISA Class Ahead Of Trial

Nationwide urged an Ohio federal judge to cut down a class of 50,000 401(k) plan participants who claimed the company mismanaged a fund in its retirement plan, pointing to a recent Fourth Circuit ruling that s... (more story)

Insurer, Real Estate Co. Resolve Policy Misrepresentation Row

An insurer has settled a suit seeking to avoid covering a commercial real estate firm and its former director against a $6.5 million claim related to the sale of a client's properties based on misrepresentatio... (more story)

Insurers Settle Coverage Fight Over Lung Transplant Suit

Insurance companies Philadelphia Indemnity Insurance Co. and Texas Mutual Insurance Co. told a Texas federal court Monday that they have reached a settlement resolving their nearly four-year-old dispute over w... (more story)

SVB, Insurers Spar Over Policy Language In $73M Fraud Row

Insurers for the failed Silicon Valley Bank are not entitled to a quick win in a $73 million fraud coverage dispute, the bank and its receiver told a North Carolina federal court, saying the carriers' interpre... (more story)

Insurance Litigation Week In Review

A ruling limiting evidence in bad faith litigation, a Hartford unit prevails in a drug testing company coverage dispute, and a Florida restaurant owner pursuing a bad-faith insurer suit. Law360 has the past we... (more story)

NY Judge Says Insurer Owes No Coverage In $1.6M Care Row

A New York federal judge said an insurer does not have to defend or indemnify a nursing and rehabilitation facility in a hospital's lawsuit seeking to recover $1.6 million in medical expenses for a former work... (more story)

Broker Says Disputed Facts Doom Harvard's Early Win Bid

An insurance broker has urged a Massachusetts federal court to deny Harvard University's summary judgment bid in a dispute over legal fees the university expended in litigation that upended affirmative action,... (more story)