Top Property Insurance Decisions Of 2025
A major U.K. insurance ruling on aircraft stranded and seized by Russia joins a slew of important developments in smoke and fire damage coverage, and the arbitration rights of insurance companies, as some of the top property insurance rulings of 2025. Here, Law360 examines a series of rulings that helped advance property insurance law, from a decision poised to reshape aviation insurance, to circuit court rulings that addressed when insurers can arbitrate claims rather than go through the court system.
Top General Liability Rulings From The 2nd Half Of 2025
The latter half of 2025 included a big win for general liability insurers in a state court coverage dispute related to multidistrict litigation over 3M's combat earplugs, while petroleum companies prevailed in two federal appellate cases over coverage for seized cargo and reimbursement of energy infrastructure decommissioning costs. Here, Law360 breaks down the top commercial general liability rulings that rounded out the year.
Top Specialty Line Insurance Decisions From 2025
The past year of litigation directly addressed key issues in specialty line insurance disputes, including related claims under directors and officers policies, breach of contract exclusions in liability policies, and the right to access insurer reserves. Here, Law360 breaks down some of the most important specialty line decisions of 2025.
Property More
The Third Circuit revived a highway construction company's bid for coverage of vehicle pileup suits, a New Jersey state appeals court affirmed that a home insurer needn't cover a casino assault dispute, and a ... (more story)
A quartz mining company has sued a Zurich insurer to recover $130 million for property damage and business interruption losses stemming from Hurricane Helene, saying the insurer has stonewalled for over a year... (more story)
Insurers ACE and General Security Indemnity Co. of Arizona asked a South Carolina federal court to wipe an $80.7 million jury verdict against them in a case over business interruption losses suffered by an alu... (more story)
Last week's executive order seeking to preclude states from regulating artificial intelligence will likely have minimal impact on insurers, but the order and related congressional activities may portend a fede... (more story)
The owner of several Dallas-area airplane hangars is suing an AIG unit for at least $1.4 million in coverage for hail damage, saying the insurer wrongfully determined the hail caused only cosmetic damage based... (more story)
A real estate development firm alleged that its insurer wrongfully denied $8.6 million in coverage for netting to protect its property from a falling-rock wall after repeated incidents, telling a New Jersey fe... (more story)
Many jurors approach trials with foundational beliefs about fairness, harm and responsibility that shape how they view evidence and arguments, so attorneys must understand how to frame a case in a way that app... (more story)
A Chubb unit doesn't owe millions in coverage to a software company CEO and his wife for living expenses related to a 2017 water damage claim, a California federal court ruled, saying the couple's suit is barr... (more story)
An Illinois state appeals court affirmed the dismissal of a man's suit claiming two State Farm life insurers violated Illinois' genetic information privacy law, finding a section barring the use of genetic pro... (more story)
The Trump administration unlawfully terminated Federal Emergency Management Agency funds intended to pay for disaster mitigating projects, a Massachusetts federal judge ruled Thursday, describing the case as a... (more story)
General Liability More
A Michigan appellate panel upheld a trial court's finding that a vehicle can be considered involved in a crash even if it made minimal contact with other cars if its driver's emergency actions contribute to th... (more story)
An insurer said it owes no coverage to a condo complex in 23 suits brought by unit owners who say they were forced to evacuate because the complex failed to maintain safe structural conditions, telling a Flori... (more story)
Geico must produce more information related to a retaliation claim and the authenticity and completeness of its retirement and welfare plans in a suit lodged by former agents alleging the insurer denied them b... (more story)
An insurer may proceed with its suit seeking to escape coverage for a $3.2 million judgment against a Florida property owner that was accused of failing to provide adequate security at an apartment complex whe... (more story)
An Illinois state appeals court has refused to revive a lawsuit seeking to hold Uber liable for the injuries a bicyclist suffered when he was struck by an Uber driver, finding he cannot bring his suit because ... (more story)
The successor to a chemical company told a Louisiana federal court in a lawsuit that it is an additional insured under policies obtained by a contractor working on its chemical facility and is owed coverage fo... (more story)
An automotive lighting company told an Illinois federal court Wednesday that it has settled an ex-worker's proposed class action claiming the business mismanaged forfeited 401(k) funds and failed to inform wor... (more story)
Insurer Great American has gone to California federal court asserting that it doesn't owe coverage to a cryotherapy unit seller for an underlying lawsuit involving an alleged injury in a hyperbaric chamber at ... (more story)
A Pennsylvania federal court blocked a security company from seeking up to $1 million in coverage for ongoing litigation stemming from violent attacks against two Philadelphia bar patrons, finding the claims f... (more story)
A North Carolina law firm has accused its insurance company of wrongfully denying coverage for business income losses stemming from Hurricane Helene, saying the suspension of operations during and after the st... (more story)
Specialty Lines More
Texas-based Howard Hughes Holdings Inc., led by Latham & Watkins LLP, on Thursday announced plans to acquire private equity-backed specialty insurance and reinsurance company Vantage Group Holdings Ltd., advis... (more story)
Midmarket mergers and acquisitions showed a slight decline in volume but climbed in value for much of 2025, particularly in the private equity space, indicating that the middle market M&A environment is cautio... (more story)
A company that repairs tubular air heaters and its founder were not entitled to coverage for a criminal case and a civil suit alleging that they defrauded customers by deliberately damaging property in order t... (more story)
As 2025 nears its end, claims professionals should be aware of trends in state legislation addressing artificial intelligence use, as insurance claims based on some of these liability-expanding statutes are a ... (more story)
Directors and officers and employment practices liability are key coverages for policyholders to review as potentially responsive to the emerging liability threat of Trump's executive orders targeting corporat... (more story)
Blackstone Credit & Insurance has reached a $1 billion partnership with small business lender Harvest Commercial Capital to acquire business loans secured by first-lien mortgages on owner-occupied commercial real estate.
AMC can seek coverage for a $99.3 million stock settlement with theater chain shareholders, two AIG units needn't cover a firearms retailer accused of contributing to gun violence, and a home insurer must cove... (more story)
As artificial intelligence continues to transform the insurance industry, including underwriting, pricing, claims processing and customer engagement, state regulators, led by the National Association of Insura... (more story)
Two AIG units have no duty to defend or indemnify a Texas-based firearm retailer accused of contributing to gun violence by selling unfinished components used to assemble what are known as ghost guns, the Seco... (more story)
A Texas bankruptcy judge has found that a directors and officers liability insurer was wrong to refuse a reasonable $4.65 million settlement demand from the trustee overseeing the wind-down of former cryptocur... (more story)