Expert Analysis

Recent Actions Signal Increased NYDFS Health Cyber Focus

The New York Department of Financial Services' recent $2.25 million settlement with Delta Dental indicates that it... (more story)

'Operation Hard Money' Marks New Phase In Synthetic ID Fraud

A recent California mortgage fraud case dubbed "Operation Hard Money" shows synthetic identities are increasingly ... (more story)

6th Circ. Ruling Highlights Split On Labor Cost Depreciation

The Sixth Circuit's recent decision in Schoening Investment v. Cincinnati Casualty throws into relief the fine lin... (more story)

Property More

Detroit, Water Authority Must Face Insurers' Flood Payout Suit

A Michigan federal judge on Tuesday largely kept intact three insurers' lawsuit seeking reimbursement for payouts to residents of homes damaged after 2021 flooding, finding the city of Detroit and the Great La... (more story)

Rail Co.'s $5.6M Irma Costs Met Deductible, 11th Circ. Says

The Eleventh Circuit revived a Florida railroad company's insurance dispute over coverage for $5.6 million in costs to avoid Hurricane Irma damage, ruling claimed expenses for preventative maintenance exceeded... (more story)

Mich. Biz Can't Appeal AG Intervention In Fire Coverage Suit

A Detroit property owner can't seek Sixth Circuit review of the Michigan attorney general's intervention in the property owner's constitutional challenge to the state's Fire Insurance Withholding Program, as a... (more story)

Colo. Church Says Hailstorm Claim Payment Falls Short

A Vermont insurer has not paid the full amount a Denver church says it is owed under the parish's policy for a May 2024 hailstorm and shortchanged the property's damage estimate by more than $650,000, the chur... (more story)

Ill. Couple Can't Get Extra Coverage For Crash, 7th Circ. Says

An Illinois couple cannot receive additional payments for medical expenses and uninsured or underinsured motorist coverage beyond the $1.1 million they already received for a car crash, the Seventh Circuit rul... (more story)

Samsung Must Face Insurer's $653K Electric Range Fire Suit

Samsung Electronics can't escape a Nationwide unit's suit seeking to recoup the more than $653,000 it said it paid after its policyholders' home was damaged in a fire caused by a defective electric range, a No... (more story)

Insurance Litigation Week In Review

An insurance broker will get a second chance at claims against a rival company. A Liberty Mutual unit was wrongfully denied coverage for an Ohio fire. And a CNA Financial unit does not owe coverage for a jewel... (more story)

Consumer Advocate Talks Pending Ill. Insurance Changes

Abe Scarr, state director for nonprofit public interest group Illinois PIRG, spoke to Law360 about what two advancing bills will do for property and casualty policyholders in Illinois.

Golf Club Ends Hurricane Coverage Fight With Allianz Unit

A multimillion-dollar insurance coverage brawl between an Allianz unit and a private golf club in which the club said it was unfairly denied coverage for damages caused by Hurricane Helene has settled ahead of... (more story)

Insurer Fights Coverage Bid For Postfire Rental Income Loss

An insurer and a Minnesota apartment complex owner each urged a federal judge to decide a business interruption coverage dispute in their favor over lost rental income from vacated units in the wake of a fire ... (more story)

General Liability More

Publix Says Snack Co.'s Insurers Owe Slip-Fall Coverage

Publix has urged a Florida federal judge to find that insurers for salty snack food maker Snyder's-Lance Inc. should have covered the supermarket chain's defense in a $3 million slip-and-fall case under an agr... (more story)

Religious Org., Insurer Settle Abuse Coverage Dispute

A Missouri Christian ranch for at-risk boys has settled a lawsuit from its nonprofit insurer that claimed it did not owe coverage for a case alleging a former resident experienced physical and sexual abuse dur... (more story)

Chubb Unit Must Defend Calif. Diocese In Sex Abuse Suits

A Chubb insurer has a duty to defend a Roman Catholic diocese in California against more than 200 consolidated child sex abuse suits, a federal court ruled, saying the claims trigger an umbrella policy provisi... (more story)

Insurer Denies Coverage For Alleged Rodeo Horse Poisoning

An insurer for a seller of alfalfa and grass hay told a Texas federal court Monday that it does not owe coverage for a lawsuit alleging the business sold animal feed contaminated with toxic compounds from inva... (more story)

Mich. Firm Says Insurer Can't Avoid Bad Faith Counterclaim

A Michigan law firm urged a federal court not to toss a counterclaim alleging that its professional liability insurer handled the firm's bid for coverage of an underlying malpractice suit in bad faith, saying ... (more story)

Insurer Says Club Not Covered In Suit Over Bear Spray Use

An insurer told a Florida federal court that it has no duty to defend or indemnify a nightclub and its manager against a suit claiming a woman was fatally struck by a car after she became disoriented by bear s... (more story)

Okla. Firm Wants Malpractice Suit Over $92M Verdict Tossed

An Oklahoma-based law firm is urging a federal court to toss a suit alleging its negligence in representing a Munich Re unit in a coverage dispute over an apartment fire is to blame for a $92 million judgment,... (more story)

Club Can't Get Coverage For Patron Death Suit, Insurer Says

An insurer said it has no duty to defend or indemnify a gentleman's club against a suit claiming it contributed to the intoxication of a man whose drunken driving killed another patron, telling a Tennessee fed... (more story)

Insurance Brokers Sold 'Worthless' Policies, Ill. Suit Says

A proposed class action filed in Illinois state court alleges that insurance brokers orchestrated a scheme to sell sham policies that were touted as providing broad liability coverage, but in truth had such un... (more story)

Property Owner's Insurer Must Defend Manager In Assault

The insurer for a Washington, D.C., property owner must defend a property management company against an underlying suit claiming that its employee sexually assaulted a tenant, a Maryland federal court ruled Th... (more story)

Specialty Lines More

Emory Says Insurer Shirked Coverage For COVID Tuition Row

Emory University said its insurer must cover $1.2 million in defense costs and costs incurred to settle a proposed class action over the school's switch to remote learning during the COVID-19 pandemic, telling... (more story)

Insurer Says No Coverage For Va. Medicaid Billing Row

An Argo Group unit told a Virginia federal court it isn't on the hook for two suits alleging a provider of therapeutic services for children and adolescents cheated Medicaid out of millions of dollars and tran... (more story)

Reed Smith Insurance Atty Talks Data Center Coverage Gaps

The data center construction boom is making the risks insurance coverage gaps more acute. David Weiss of Reed Smith LLP talks about the benefits of special policies and other considerations for owners and other players.

Insurer's $1M Settlement Breached Consulting Firm's Policy

A professional liability insurer breached its contract with an Illinois-based consulting firm when it exhausted policy limits by settling a suit against the firm's employee without the firm's consent, a federa... (more story)

Class Wants OK On $8.8M State Farm 'Diminished Value' Deal

More than 15,000 motorists asked a Washington federal judge Tuesday to give the initial approval to an $8.8 million deal to resolve a proposed class action alleging State Farm failed to adequately pay for the ... (more story)

Chinese Bank Hit With Suit Claiming Reinsurance Fraud

A company and its insurer have accused China Construction Bank Corp. of issuing fraudulent letters of credit valued at nearly $10 million, claiming in Illinois federal court that the country's largest bank has... (more story)

Wage Disclosure Suit Doesn't Trigger Coverage, Judge Says

A federal judge has sided with a Tokio Marine Holdings Inc. unit in a coverage dispute over a Washington Equal Pay and Opportunities Act class action, finding that an alleged failure to disclose salary ranges ... (more story)

Law360 Reveals Titans Of The Plaintiffs Bar

This past year, 10 lawyers across the country at plaintiffs' firms big and small helped secure millions of dollars in settlements and verdicts for their clients, going up against powerful defendants like Googl... (more story)

Insurer Says It Need Not Defend Auto Dealers In Ill. BIPA Suit

A group of Illinois car dealerships are not eligible for insurance coverage in connection with a proposed class action alleging their use of an employee fingerprint scanner violated state privacy law, accordin... (more story)

Geico Settles Pa. Probe Into AI-Driven Policy Cancellations

Pennsylvania's attorney general announced Friday a deal with Geico aimed at strengthening consumer protections by preventing unfair or confusing auto policy cancellations due to the use of artificial intelligence.