General Liability
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									September 25, 2025
									Growing Underwriting Losses No Surprise To Insurance ProsCommercial auto insurance continues to struggle, generating an underwriting loss for the 14th consecutive year, according to a recent report by credit rating agency AM Best, an outcome that was unsurprising to insurance experts as the line grapples with long-standing open claims, social inflation and why physical damage losses remain profitable. 
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									September 25, 2025
									Avon Gets Ch. 11 Plan ApprovedA Delaware bankruptcy judge has confirmed Avon's Chapter 11 plan a few days after verbally agreeing to approve it. 
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									September 25, 2025
									Insurance Litigation Week In ReviewA New York federal court issued a no-coverage decision over a $3.3 million fraud scheme, a judge said much of a seafood wholesaler's hurricane coverage claims should go to a jury and Connecticut's justices considered whether an unjust enrichment claim could lead to double recovery of auto insurance benefits. Here, Law360 takes a look at the past week's top insurance news. 
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									September 25, 2025
									US Olympic Org Beats Paralympian Abuse Coverage DisputeA Colorado federal court tossed an insurer's suit seeking to escape coverage for an underlying sexual abuse case against the U.S. Olympic and Paralympic Committee, saying the organization has no state citizenship for purposes of diversity jurisdiction. 
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									September 24, 2025
									Primary Carrier Failed To Settle Before $3M Verdict, Suit SaysA Berkshire Hathaway unit serving as primary insurer for a commercial property owner failed to adequately defend the owner in a worker injury lawsuit, exposing both the owner and its tenant to a $3 million jury verdict, an excess insurer told a Florida federal court. 
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									September 23, 2025
									5th Circ. Clears Tugboat Firm In Barge Sinking DisputeThe Fifth Circuit on Monday said a lower court did not err in finding that a marine transportation services company wasn't liable for all claims arising from a June 2022 capsizing and sinking of a barge, saying that the barge's structure made it unseaworthy. 
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									September 23, 2025
									Mich. Panel Says Driver's Food Delivery Work Voids CoverageA Progressive Insurance unit was entitled to rescind an auto policy it issued to a woman seeking coverage for an August 2021 accident since she falsely declared in her insurance application that she didn't work for a food delivery service, a Michigan state appeals court ruled. 
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									September 23, 2025
									Law Firms Sued Over La. Hurricane Claim Fee SchemeTwo law firms and certain attorneys engaged in a scheme to "grossly and blatantly" inflate damages estimates for hurricane-related property insurance claims in order to "collect an exorbitant fee which they would all share," a group of seven Louisiana residents told a Louisiana federal court. 
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									September 23, 2025
									Insurers Say Marine Cos. Owe $1.8M For Cargo CollapseMarine engineering, logistics and surveying companies are on the hook for nearly $1.8 million after a government contractor's equipment was damaged during transit from Washington to Hawaii, insurers for the contractor told a Washington federal court. 
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									September 22, 2025
									Contractor's Insurers Owe $7M For Bridal Shop Fire, Suit SaysA bridal shop said a contractor's insurers must pay their combined $7 million policy limits toward a $38 million judgment in an underlying suit over a fire caused by the contractor's demolition work at another property, according to a complaint removed to New York federal court Monday. 
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									September 22, 2025
									Meteorologist's Widow Gets $126M In Wrongful Death DealThe Total Traffic and Weather Network and its parent company will pay $126 million to settle a negligence case by the widow of a local meteorologist who died in a helicopter crash — $50 million of which its primary insurers must cover immediately, according to North Carolina state court filings. 
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									September 19, 2025
									Md. Steel Co. Owes $700K For System Collapse, Insurer SaysHartford Fire Insurance Co. has sued a subcontractor on a Maryland commercial project in state court to recover the costs of a $719,405 claim made after a steel joist system partially collapsed in 2022. 
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									September 19, 2025
									Insurer Seeks Coverage Sublimit For Unbooked Uber DriverAn insurer for Uber told a Texas federal court that it should only owe coverage up to a lower set of limits over an auto collision involving one of its drivers, arguing that a policy with a higher limit only applied once a driver actually accepted a ride request. 
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									September 18, 2025
									Fire Risk Modelers See Promise In Advancing Calif. BillA recently approved California bill supporting the development of a public fire risk model could help boost transparency around methods insurers use to make coverage decisions, while advancing a complicated field of study full of uncertainties, experts say. 
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									September 18, 2025
									Insurer Can't Get Redo Of $1.3M Trademark Row AnalysisAn insurer can't relitigate court findings that it owed coverage under a general liability policy to a company that settled a trademark infringement lawsuit for more than $1.3 million, an Indiana federal court ruled, channeling baseball Hall of Famer Yogi Berra in the process. 
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									September 18, 2025
									Wash. Panel Calls Gas Station Co.'s Insurance Delay RiskyWhether gas station operator Gull Industries Inc. is entitled to legal defense costs from Granite State Insurance Co. in long-running litigation over the company's environmental liability may ultimately boil down to timing, Washington state appellate judges suggested at a hearing Thursday. 
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									September 18, 2025
									Homeowner Policies At Center Of Ga. Insurance ChangesAs the Georgia House of Representatives continues to study the state's insurance rate-setting practices, profit margins and claims processing, insurance attorneys in the state evaluate the areas in which homeowners should be watching closely, including cosmetic exclusion triggers, third-party adjusters and the changes to come under April's tort reform legislation. 
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									September 18, 2025
									Petrol Co. Seeks Early Win In Benzene Injury Coverage SuitThree insurers have continued to renege on their duty to defend an underlying lawsuit seeking to hold a New York-based petroleum company liable for a man's multiple myeloma diagnosis, the company told a state court, saying they've already acknowledged that such a duty exists. 
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									September 18, 2025
									Insurance Litigation Week In ReviewA Delaware state court found that Frontier Communications was entitled to a defense against copyright infringement claims, a split Ninth Circuit panel backed certification denial for a proposed class of Progressive policyholders, and the Second Circuit heard arguments in a firearms retailer's bid for coverage of ghost gun suits. Here, Law360 takes a look at the past week's top insurance news. 
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									September 17, 2025
									Judge Probes Alleged Rivalry In Captive Insurer's CollapseA North Carolina Business Court judge on Wednesday wanted help deciding whether a Georgia insurance company belongs in a fight over a defunct captive insurer's demise, but neither party seemed to have the answers he needed. 
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									September 17, 2025
									Frontier Copyright Row Triggered Duty To Defend, Court SaysInsurers for Frontier Communications had a duty to defend the telecommunications company against copyright infringement claims that were ultimately settled, a Delaware state court ruled in a recently unsealed opinion, analyzing a deliberate acts exclusion and the timeliness of Frontier's claim notice. 
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									September 17, 2025
									Broker Can't Trim Chipwich Maker's $4.5M Recall Loss SuitA Connecticut state court refused to nix a breach of contract claim in an ice cream sandwich maker's $4.5 million suit accusing its insurance broker of failing to recommend and procure insurance that would cover a food recall. 
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									September 18, 2025
									2nd Circ. Wary Of Retailer's Bid For Ghost Gun Suit CoverageThe Second Circuit seemed skeptical of a Texas-based firearms retailer's argument that it is owed coverage for suits alleging it contributed to gun violence by selling unfinished components used to assemble what are known as ghost guns, grilling the retailer Wednesday for specific allegations of negligence that would trigger coverage. 
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									September 16, 2025
									Insurer Says Overturned Truck In Fatal Crash Not CoveredA Progressive unit that provided commercial auto insurance for a concrete company told a Texas state court it should owe no defense or indemnity in a wrongful death lawsuit involving an overturned cement truck, arguing the insurer did not directly insure the vehicle. 
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									September 16, 2025
									Insurer Must Arbitrate Chemical Injury Coverage DisputeAn insurer must arbitrate its dispute with a homeowners association over coverage for underlying suits claiming that the association's pool contractor allowed hazardous chemicals to spread and injure patrons, a Virginia federal court ruled, finding that the policy's nonbinding arbitration agreement is enforceable under state law. 
Expert Analysis
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								Tracking The Evolving Legal Landscape Of Music Festivals  The legal infrastructure behind music festivals is anything but simple, so attorneys advising clients in this space should be prepared for a wide range of legal challenges, including the unexpected risks that come with live events, says Meesha Moulton at Meesha Moulton Law. 
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								Asbestos Ruling Cements All Sums Coverage Precedent In SC.png)  With its recent decision in Protopapas v. Travelers, the South Carolina Court of Appeals becomes the highest court in South Carolina to adopt the all sums allocation approach for long-tail claims, providing key appellate precedent to support policyholders' efforts to maximize their coverage, say attorneys at Anderson Kill. 
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								How Courts Are Addressing The Use Of AI In Discovery  In recent months, several courts have issued opinions on handling discovery issues involving artificial intelligence, which collectively offer useful insights on integrating AI into discovery and protecting work product in connection with AI prompts and outputs, says Philip Favro at Favro Law. 
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								How NY Appeals Ruling Alters Employers' Sex Abuse Liability  In Nellenback v. Madison County, the New York Court of Appeals arguably reset the evidentiary threshold in sexual abuse cases involving employer liability, countering lower court decisions that allowed evidence of the length of the undiscovered abuse to substitute as notice of an employee's dangerous propensity, say attorneys at Hurwitz Fine. 
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								What Calif. Insurance Ruling Means For Smoke Damage Limits  As California continues to grapple with an increasing number of wildfire claims, a state court's recent Aliff v. California FAIR Plan decision serves as a clear directive to insurers that policy language that narrows the scope of fire coverage below the California Insurance Code's minimum standards is impermissible, say attorneys at Wood Smith. 
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								Lively-Baldoni Saga Highlights Insurance Coverage Gaps  The ongoing legal dispute involving "It Ends With Us" co-stars Justin Baldoni and Blake Lively raises coverage questions across various insurance lines, showing that effective coordination between policies and a clear understanding of potential gaps are essential to minimizing unexpected exposures, says Katie Pope at Liberty Co. 
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								Juries Are Key In Protecting The Rule Of Law  Absent from the recent discourse about U.S. rule of law is the crucial role of impartial jurors in protecting the equitable administration of justice, and attorneys and judges should take affirmative steps to reverse the yearslong decline of jury trials at this critical moment, says consultant Clint Townson. 
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								How To Strengthen A Case By Mastering Expert Witness Prep  A well-prepared expert witness can bolster a case's credibility with persuasive qualifications, compelling voir dire responses and concise testimony that can withstand cross-examination, says Allison Rocker at Baker McKenzie. 
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								Tesla's Robotaxi Push Exposes Gaps In Product Liability Law  As Tesla's deployment of robotaxis on public roads in Austin, Texas, faces regulatory scrutiny and legislative pushback, the legal community confronts an unprecedented challenge: how to apply traditional fault principles, product liability laws and insurance practices to vehicles that operate as rolling computers, says Don Fountain at Clark Fountain. 
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								8 Insurer Takeaways From Sweeping Georgia Tort Reform  Insurers should take note of several critical components of Georgia's tort litigation overhaul — including limitations on damages anchoring, procedural rules governing dismissals, and liability standards in negligent security cases — and adapt claims-handling strategies to reduce litigation risk, says Lucy Aquino at Cozen O'Connor. 
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								3 Juror Psychology Principles For Expert Witness Testimony  Expert witnesses can sometimes fall into traps when trying to teach juries complex topics by failing to consider the psychology of juror comprehension, but attorneys can help witnesses avoid these pitfalls with a deeper understanding of cognitive lag, chunking and learning styles, says Steve Wood at Courtroom Sciences. 
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								Court Rulings Warn Against Oversharing With Experts  Recent decisions, including in bad faith insurance cases, demonstrate that when settlement information documents are inadvertently shared with testifying experts, courts may see no recourse but to strike the entire report or disqualify the expert, says Richard Mason at MasonADR. 
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								7th Circ. Insurance Ruling Resolves Major Jurisdictional Issue  The Seventh Circuit recently confirmed in StarStone Insurance v. Chicago that attorney fees and costs paid as part of a settlement are covered — while unexpectedly raising and answering a question of first impression about federal jurisdiction over foreign entities, says Lara Langeneckert at Barnes & Thornburg.