General Liability
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January 06, 2026
Travelers Seeks To Recoup Excess Coverage In $8M Ruling
A Travelers unit is owed a contribution from another insurer for an $8 million ruling against a contractor accused of damaging a shopping plaza during construction, Travelers told a Michigan federal court.
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January 05, 2026
Starr, Collection Co. Reach Deal Over $4.4M Bad Faith Dispute
Starr Indemnity & Liability Co. struck a deal resolving a collections company's bid for $4.4 million in bad faith damages over underlying litigation concerning a real estate development in Washington state.
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January 05, 2026
4 Mass. Rulings You May Have Missed In December
Insurers seeking to cap their losses in a serious construction accident and a fintech startup offering what the state says are illegal mortgages were on the losing side in December, but two other companies defeated proposed consumer class actions in Suffolk County Superior Court's business litigation session. Here are four notable rulings you may have missed last month.
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January 05, 2026
Insurer Drops Nonpayment Suit Against Colo. Data Center
Zurich American Insurance Co. indicated Monday it plans to dismiss its claim that a Denver-based data management company failed to pay nearly half a million dollars for an additional premium for new construction projects.
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January 05, 2026
EA Not Covered In Video Game Addiction Suit, Insurer Says
A Nationwide unit said it has no duty to defend or indemnify video game company Electronic Arts Inc. against claims that it caused a minor's gaming addiction, telling an Arkansas federal court that the underlying suit does not allege bodily injury or property damage caused by an occurrence.
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January 02, 2026
Top Property Insurance Trends To Watch In 2026
Homeowners insurance investigations, a novel climate suit accusing oil majors of contributing to high premiums, and a California action accusing carriers of collusion are some of the top property insurance matters attorneys will be watching next year.
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January 02, 2026
The Top General Liability Cases To Watch In 2026
State courts across the country will evaluate general liability policy language in the new year as the Illinois Supreme Court tackles whether certain regulatory permits serve as an exception to a pollution exclusion and a Delaware trial court considers possible coverage of talc claims. Here, Law360 looks at the top cases to watch in 2026.
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December 23, 2025
NY Judge Halts Excess Coverage Denial For 'Mutual Mistake'
A New York federal judge undid an excess insurer's denial of coverage for a plumbing company facing lawsuits over a building fire, saying that both parties agreed to the policy under a "mutual mistake" over the scope of coverage.
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December 23, 2025
Top North Carolina Cases Of 2025
A sweep of settlements in major lawsuits punctuated the second half of the year in North Carolina, from a record-breaking wrongful death deal to an eleventh-hour resolution in a lending fight over a biogas development project. Here are some of the top North Carolina case outcomes in the second half of 2025.
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December 23, 2025
Funeral Home Says Insurer's Fire Coverage Suit Is Premature
An insurer's suit seeking to avoid covering a tree company accused of causing a fire that resulted in $2 million in damage to a funeral home's property is premature and should be tossed, the funeral home told a Florida federal court.
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December 23, 2025
Co. Owes $3M For Factory Blast, Insurers Say
An explosion prevention system provider owes over $3 million in damages related to an explosion and subsequent fire at a Kentucky manufacturing facility, the facility's insurers alleged, maintaining that the provider was negligent in the design and maintenance of the facility's system.
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December 19, 2025
Driver Scantly Involved In Crash Can't Skirt Liability
A Michigan appellate panel upheld a trial court's finding that a vehicle can be considered involved in a crash even if it made minimal contact with other cars if its driver's emergency actions contribute to the overall crash, and a jury should determine the insurer's liability in a no-fault dispute.
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December 19, 2025
Insurer Says No Coverage For Fla. Condo Evacuation Suits
An insurer said it owes no coverage to a condo complex in 23 suits brought by unit owners who say they were forced to evacuate because the complex failed to maintain safe structural conditions, telling a Florida federal court the property damage began prior to the policy.
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December 19, 2025
Geico Agents Secure Some Discovery In Misclassification Suit
Geico must produce more information related to a retaliation claim and the authenticity and completeness of its retirement and welfare plans in a suit lodged by former agents alleging the insurer denied them benefits by misclassifying them as independent contractors, an Ohio federal judge ruled.
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December 19, 2025
Judge Won't Ax Insurer's $3.2M Coverage Dispute
An insurer may proceed with its suit seeking to escape coverage for a $3.2 million judgment against a Florida property owner that was accused of failing to provide adequate security at an apartment complex where a woman was shot, a Florida federal court ruled.
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December 18, 2025
Top Property Insurance Decisions Of 2025
A major U.K. insurance ruling on aircraft stranded and seized by Russia joins a slew of important developments in smoke and fire damage coverage, and the arbitration rights of insurance companies, as some of the top property insurance rulings of 2025. Here, Law360 examines a series of rulings that helped advance property insurance law, from a decision poised to reshape aviation insurance, to circuit court rulings that addressed when insurers can arbitrate claims rather than go through the court system.
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December 18, 2025
Uber Injury Claims Barred By Release, Ill. Panel Says
An Illinois state appeals court has refused to revive a lawsuit seeking to hold Uber liable for the injuries a bicyclist suffered when he was struck by an Uber driver, finding he cannot bring his suit because of a release agreement he signed when he received a payout from Liberty Mutual.
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December 18, 2025
Insurance Litigation Week In Review
The Third Circuit revived a highway construction company's bid for coverage of vehicle pileup suits, a New Jersey state appeals court affirmed that a home insurer needn't cover a casino assault dispute, and a California federal court said a Chubb unit doesn't owe coverage for a tech CEO's living expense claim. Here, Law360 takes a look at the past week's top insurance news.
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December 18, 2025
Chemical Co. Seeks Contractor's Coverage For Mercury Suits
The successor to a chemical company told a Louisiana federal court in a lawsuit that it is an additional insured under policies obtained by a contractor working on its chemical facility and is owed coverage for nearly 200 underlying lawsuits claiming mercury exposure from the facility.
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December 17, 2025
Lighting Co. Strikes Deal In 401(k) Forfeiture, Tobacco Fee Suit
An automotive lighting company told an Illinois federal court Wednesday that it has settled an ex-worker's proposed class action claiming the business mismanaged forfeited 401(k) funds and failed to inform workers who used tobacco how to avoid paying an extra health plan fee.
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December 17, 2025
Great American Says Cryo Unit Co. Hid Facts In Getting Policy
Insurer Great American has gone to California federal court asserting that it doesn't owe coverage to a cryotherapy unit seller for an underlying lawsuit involving an alleged injury in a hyperbaric chamber at the company's subsidiary, arguing that the cryotherapy company never told the insurer it had a subsidiary.
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December 17, 2025
Security Co. Loses $1M Coverage Bid For Pa. Bar Attacks
A Pennsylvania federal court blocked a security company from seeking up to $1 million in coverage for ongoing litigation stemming from violent attacks against two Philadelphia bar patrons, finding the claims fell within an expansive policy exclusion for assault and battery.
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December 16, 2025
NC Law Firm Says Insurer Must Cover Helene Biz Losses
A North Carolina law firm has accused its insurance company of wrongfully denying coverage for business income losses stemming from Hurricane Helene, saying the suspension of operations during and after the storm is covered under its business owners policy.
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December 15, 2025
3rd Circ. Revives $4M Coverage Dispute Over Highway Pileups
The Third Circuit revived a highway construction company's coverage dispute stemming from lawsuits related to two separate vehicle pileups, finding that a policy issued by one of its excess insurers is ambiguous due to the policy's adoption of unclear language in a preceding policy.
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December 15, 2025
Insurer Denies Coverage For Car Shop's Customer Suit
An insurer told a California federal court it had no duty to defend a car conversion business from a suit alleging it wrongfully used a customer's car in advertisements, explaining that the claims did not fall under the specified ad injury coverage.
Top General Liability Rulings From The 2nd Half Of 2025
The latter half of 2025 included a big win for general liability insurers in a state court coverage dispute related to multidistrict litigation over 3M's combat earplugs, while petroleum companies prevailed in two federal appellate cases over coverage for seized cargo and reimbursement of energy infrastructure decommissioning costs. Here, Law360 breaks down the top commercial general liability rulings that rounded out the year.
Ore. Ski Areas Face High Insurance Costs, Carrier Withdrawal
Ski areas in Oregon are one of the latest industries to feel the strain of rising liability insurance costs, compounded by one of the state's insurance brokers leaving the market this fall, as operators are forced to weigh passing costs on to patrons as legislative reform stalls, experts told Law360.
'Public Policy' Exclusion Raises Red Flags For Insured Attys
The Pennsylvania Supreme Court heard oral arguments in a coverage dispute over claims that a Philadelphia hotel ignored sex trafficking, drawing the attention of policyholder attorneys who believe the hotel's insurers asked the court to step beyond the bounds of insurance contracts by applying an implicit "public policy" exclusion.
Expert Analysis
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Judges Carry Onus To Screen Expert Opinions Before Juries
Recent Second Circuit arguments in Acetaminophen Products Liability Litigation implied a low bar for judicial gatekeeping of expert testimony, but under amended Rule 702 of the Federal Rules of Evidence, judges must rigorously scrutinize expert opinions before allowing them to reach juries, says Lee Mickus at Evans Fears.
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4 California Insurance Law Decisions To Know From 2025
California continued to shape the national insurance landscape in 2025, issuing a series of decisions that may recalibrate claims handling, underwriting strategy and policy drafting in areas from property damage claims after a wildfire to automobile coverage for delivery drivers in the gig economy, say attorneys at Nicolaides Fink.
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5 Coverage Considerations For Couture And Cosmetics Cos.
Fashion, beauty and cosmetic companies getting ready for 2026 shouldn't neglect important insurance considerations, including stand-alone policies for specialized risk and check-ins with supply chain partners on policy requirements, say attorneys at K&L Gates.
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7 Strategies To Optimize Impact Of Direct Examination
Direct examination is a make-or-break opportunity to build a witness’s credibility, so attorneys should adopt a few tactics — from asking so-called trust-fall questions to preemptively addressing weaknesses — to drive impact and retention with the fact-finder, says Allison Rocker at Baker McKenzie.
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What Trump Order Limiting State AI Regs Means For Insurers
Last week's executive order seeking to preclude states from regulating artificial intelligence will likely have minimal impact on insurers, but the order and related congressional activities may portend a federal expectation of consistent state oversight of insurers' AI use, says Kathleen Birrane at DLA Piper.
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Tapping Into Jurors' Moral Intuitions At Trial
Many jurors approach trials with foundational beliefs about fairness, harm and responsibility that shape how they view evidence and arguments, so attorneys must understand how to frame a case in a way that appeals to this type of moral reasoning, says Steve Wood at Courtroom Sciences.
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How Choice Of Law Won The Day In NC Biz Court COVID Case
The North Carolina Business Court recently ruled for policyholders in Tanger Properties v. ACE American Insurance, a business interruption lawsuit arising from the pandemic-related closure of Tanger outlet centers, underscoring the significant role that choice of law plays in insurance coverage disputes, say attorneys at Hunton.
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Tracking The Evolution Of AI Insurance Regulation In 2025
As artificial intelligence continues to transform the insurance industry, including underwriting, pricing, claims processing and customer engagement, state regulators, led by the National Association of Insurance Commissioners, are increasing oversight to ensure that innovation does not outpace consumer protections, say attorneys at Fenwick.
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6 Ways To Nuke-Proof Litigation As Explosive Verdicts Rise
As the increasing number of nuclear verdicts continues to reshape the litigation landscape, counsel must understand how to create a multipronged defense strategy to anticipate juror expectations and mitigate the risk of outsize jury awards, say attorneys at Norton Rose.
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How Unchecked AI Exposes Expert Opinions To Exclusion
A growing number of cases illustrate the potential for misuse of artificial intelligence tools by experts in litigation, resulting in reports with hallucinated information or unexplainable analysis, so to embrace the efficiencies AI tools introduce without falling victim to the risks, attorneys and experts should implement a few best practices, say attorneys at Willkie Farr.
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'Measure Twice, Cut Once' Also Applies To Builders' Insurance
A New York federal court's recent decision in Ohio Security Insurance v. Southwest Marine and General Insurance, denying additional insured coverage, shows why it's key to apply the caution of "measure twice, cut once" to construction contracts and insurance policy language, say attorneys at Reed Smith.
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1st Circ. Offers Diversity Jurisdiction Lessons For Assignees
A recent First Circuit opinion in Gore v. SLSCO, dismissing a case after years of litigation, serves as a cautionary tale about what can go wrong if an assignee has not alleged sufficient facts to demonstrate there is complete diversity jurisdiction, says Ray Gauvreau at Robinson & Cole.
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How Trial Attys Can Sidestep Opponents' Negative Frames
In litigation, attorneys often must deny whatever language or association the other side levies against them, but doing so can make the associations more salient in the minds of fact-finders, so it’s essential to reframe messages in a few practical ways at trial, says Ken Broda-Bahm at Persuasion Strategies.