Property

  • September 16, 2025

    Pulte, Insurers Settle Property Damage Coverage Dispute

    Two PulteGroup Inc. subsidiaries have settled their property damage coverage suit against multiple insurers in New Mexico federal court, according to the presiding judge's order on Tuesday.

  • September 15, 2025

    Condo Group Says Insurer Undervalued $3.8M Plumbing Loss

    A condominium association accused an AIG unit in Florida federal court Monday of "grossly" undervaluing the amount of damages it incurred from a cracked water pipe, saying the entirety of its plumbing system has since failed, causing more than $3.8 million in repair and replacement costs.

  • September 12, 2025

    Wash. Condo Association, Insurer Settle Water Damage Suit

    A Washington condominium association has settled a lawsuit with Country Casualty Insurance Co. over $2.4 million in unpaid claims for water damage that an architect and the association discovered in a probe to find hidden problems in buildings.

  • September 11, 2025

    OpenAI Death Suit Heightens AI Insurance Concerns

    A wrongful death lawsuit filed against OpenAI and its CEO has insurance experts evaluating what potential carrier involvement may look like, bolstering concerns over whether creators of artificial intelligence platforms have proper coverage and whether carriers could be on the hook for potentially large losses.

  • September 11, 2025

    Lloyd's Fossil Fuel Reversal Strikes Experts As Political

    Lloyd's of London's recent move to relax coverage restrictions for certain fossil fuel businesses reflects a more permissive political climate for polluting industries, experts said, while advocates for sustainable investment called it bad business. 

  • September 11, 2025

    Insurance Litigation Week In Review

    A New York federal court analyzed policy limits and retentions over abuse claims against the Archdiocese of New York, the First Circuit ordered an insurer to defend a class action over allegedly faulty heating oil, and insurers notified the Fifth Circuit of a potential settlement in their hurricane arbitration appeal.

  • September 10, 2025

    Chubb Says La. Casino Can't Stop English Arbitration Case

    A Chubb unit has asked a Louisiana federal judge to toss a lawsuit by the owners of a casino as they look to halt parallel litigation in England related to arbitration proceedings for a COVID-19 pandemic coverage case, saying a British court order bars the U.S. suit.

  • September 10, 2025

    $7M Ida Damage Case Settles Amid 5th Circ. Arbitration Fight

    A New Orleans property owner and its insurers have resolved a dispute over coverage for a $7 million Hurricane Ida damage claim, amid a fight over whether the matter belonged in arbitration, the parties told the Fifth Circuit.

  • September 10, 2025

    Calif. Land Use Atty Weighs Wildfire Impact On Development

    On top of California's usual late summer wildfires, this year the state is still healing from January's devastating blazes in the Los Angeles area. Venable partner Ellia Thompson shares how these disasters are influencing development and what steps lawyers, government and developers may want to consider.

  • September 09, 2025

    Alfa Insurance Beats Ga. Church In Fire Coverage Dispute

    Alfa Insurance Corp. won't owe any coverage for a metro Atlanta church's 2022 fire after notching an early win Tuesday on its claims that the church lied about prior property damage on its policy application.

  • September 09, 2025

    11th Circ. Told Insurers Wrongly Denied $5.6M To Railroad Co.

    A Florida railroad company incurred minimal losses from Hurricane Irma in 2017 because it took measures to protect its property, but insurers unfairly used the preventive efforts to justify denying coverage for $5.6 million worth of costs under an all-risk policy, it told an Eleventh Circuit panel on Tuesday.

  • September 05, 2025

    Liberty Mutual Unit Avoids Rental Coverage Suit

    A Massachusetts federal court on Friday tossed claims against Liberty Mutual Insurance Co. in a proposed class action over premature termination of rental car coverage, saying the insurer was not party to the policies issued by another Liberty Mutual unit.

  • September 05, 2025

    State Farm Says Furnace's Maker Must Pay For Fire Damage

    Carrier Global Corp. owes State Farm more than $500,000 paid in connection with a policyholder's house fire because the fire was caused by a defective Carrier Global furnace, the insurer says in a suit removed to North Carolina federal court. 

  • September 04, 2025

    Conn. Justices Don't Create Notice Duty For Insurance Agents

    An insurance agency had no duty to tell a Connecticut couple that their homeowners' policy was at risk of nonrenewal before an accidental fire destroyed their house, the Connecticut Supreme Court ruled Thursday, affirming that it is a carrier's job to try to notify policyholders when continuation of coverage is on the line.

  • September 04, 2025

    Progressive Class Cert. Reversals Point To Claim Individuality

    Progressive Insurance secured another class certification reversal in a lawsuit over certain adjustments the insurer makes when calculating the actual cash value of a totaled vehicle, and one of the carrier's attorneys praised the Fourth Circuit for finding that the issues at hand are individualistic in nature. King & Spalding LLP's Jeffrey Cashdan spoke to Law360 about that victory and two others for the carrier in the circuit courts.

  • September 04, 2025

    Insurance Litigation Week In Review

    The Delaware Supreme Court refused to take up a midcase appeal in Mattel's suit over coverage for unsafe sleeper claims, the Eighth Circuit affirmed an apartment complex's $27 million award against Travelers and the Fifth Circuit heard arguments over a group of domestic insurers' bid to arbitrate hurricane damage claims. Here, Law360 takes a look at the past week's top insurance news.

  • September 04, 2025

    Chinese Insurers Leading Race To Cover Renewable Energy

    The global renewable insurance market grew from $5.65 billion in 2020 to $8 billion in 2024, with insurers from China underwriting most premiums in recent years, analysis from a campaign group shows.

  • September 03, 2025

    Insurers Win Arbitration Of Nursing Home Coverage Fight

    A Louisiana federal judge has ordered the holder of a mortgage on a New Orleans nursing home to arbitrate hurricane damage claims against a group of insurers, saying the company was bound to an underlying arbitration clause in the insurance policy despite not signing it.

  • September 03, 2025

    5th Circ. Asks How Many Policies Really Exist In Arb. Appeal

    Hearing separate appeals over a group of eight domestic insurers' bid to arbitrate hurricane damage claims from two Louisiana policyholders, a Fifth Circuit panel wrestled Wednesday with whether those policyholders' respective property insurance coverages constituted one single policy, separate policies with each insurer or something in-between.

  • September 03, 2025

    Insurance Firm Adds Texas Office As Claim Denials Spike

    Your Insurance Attorney announced Wednesday that it has opened a new office in Houston, noting that the property and casualty insurance firm's expansion comes as the state faces worsening hurricane seasons and higher levels of insurance claim denials.

  • September 02, 2025

    2nd Circ. Affirms Arizona Iced Tea's Audit Expense Coverage

    Hanover Insurance Co. must cover the maker of Arizona Iced Tea for additional audit expenses from a power surge that erased years of financial data, the Second Circuit determined Tuesday, finding that delays and additional costs were directly traced to the surge and therefore covered.

  • September 02, 2025

    Progressive Owes No Coverage For Truck Transport Mishap

    A Progressive Insurance unit has no duty to defend or indemnify a transportation company facing an injury lawsuit alleging that a disabled truck rolled into oncoming interstate traffic while a worker was loading it onto a trailer, an Alabama federal court ruled Tuesday.

  • September 02, 2025

    Texas Mall Settles $7.3M Hailstorm Coverage Dispute

    A Texas shopping center owner told a federal court Tuesday that it has "amicably" settled its dispute with insurers for roughly $7.3 million in hail damage it incurred, roughly three months after it took them to court.

  • August 29, 2025

    8th Circ.'s 'Erie Guess' Affirms Apt. Co.'s $27M Insurance Win

    A partially split Eighth Circuit panel affirmed an apartment complex's $27 million jury award against Travelers Insurance, holding that an expert's testimony about the presence of carcinogenetic soot is sufficient to support the verdict that a fire on the property caused "direct physical loss of or damage to" unburned sections.

  • August 29, 2025

    Hurricane Maria Fraud Suit Against Adjuster Thrown Out

    A Puerto Rico federal court tossed an insurer's lawsuit against a public adjuster alleging it inflated its calculation of damage that a Puerto Rico town suffered from Hurricane Maria in 2017, finding the lawsuit amounts to "overly broad claims of dissatisfaction with the opposing party's conduct during the insurance claim process."

Expert Analysis

  • Navigating Florida's Bad Faith Reforms After Appellate Ruling

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    A Florida appellate court's recent decision is among the first to interpret two significant amendments to the state's insurance bad faith law, and its holding that one of the statutes could not apply retroactively may affect insurers' interpretation of the other statute, say attorneys at Cozen O'Connor.

  • Key Questions When Mediating Environmental Disputes

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    As the U.S. Environmental Protection Agency implements dramatic regulatory changes, companies seeking to use mediation to manage increased risks and uncertainties around environmental liabilities should keep certain essential considerations in mind to help reach successful outcomes, says Edward Cohen at Thompson Coburn.

  • Understanding How Jurors Arrive At Punitive Damage Awards

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    Much of the rising trend of so-called thermonuclear verdicts can be tied to punitive damages amounts that astonish the imagination, so attorneys must understand the psychological underpinnings that drive jurors’ decision-making calculus on damages, says Clint Townson at Townson Litigation.

  • Notable Q1 Updates In Insurance Class Actions

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    The first quarter of 2025 was filled with the refinement of old theories in the property and casualty space, including in vehicle valuation, time to seek appraisal and materials depreciation, says Mathew Drocton at BakerHostetler.

  • Takeaways From Alaska Justices' Pollution Exclusion Ruling

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    A recent Alaska Supreme Court ruling that a total pollution exclusion in a homeowners policy didn't bar coverage for carbon monoxide poisoning shows that even when policy language appears unambiguous on its face, courts can still consider the reasonable expectations of an insured to determine applicability, say attorneys at Hunton.

  • Strategies To Help Witnesses Manage Deposition Anxiety

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    During and leading up to deposition, witnesses may experience anxiety stemming from numerous sources and manifesting in a variety of ways, but attorneys can help them mitigate their stress using a few key methods, say consultants at Courtroom Sciences.

  • 5 Insurance Types For Mitigating Tariff-Related Trade Losses

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    The potential for significant trade-related losses as a result of increased tariffs may cause companies to consider which of their insurance policies, including marine, builders risk, trade credit, and directors and officers, could provide coverage to alleviate the financial impact, say attorneys at Pillsbury.

  • A Cold War-Era History Lesson On Due Process

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    The landmark Harry Bridges case from the mid-20th century Red Scare offers important insights on why lawyers must be free of government reprisal, no matter who their client is, says Peter Afrasiabi at One LLP.

  • Texas Case Shows Why Juries Are Well-Suited To COVID Suits

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    The original jury verdict in Baylor College of Medicine v. Lloyd's, currently on appeal to the Texas Supreme Court after being overturned by an appellate panel, illustrates why COVID-19 business interruption claims with their case-specific facts need to be decided by juries, not by judges using a one-size-fits-all approach, says Jeremy Lawrence at Farella Braun.

  • In-House Expert Testimony Is Tricky, But Worth Considering

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    Litigation counsel often reject the notion of designating in-house personnel to provide expert opinion testimony at trial, but dismissing them outright can result in a significant missed opportunity, say David Ben-Meir at Ben-Meir Law and Martin Pitha at Lillis Pitha.

  • Tracking Changes To AI Evidence Under Federal Rules

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    As the first quarter of 2025 draws to a close, important changes to the Federal Rules of Evidence regarding the use of artificial intelligence in the courtroom are on the horizon, including how to handle evidence that is a product of machine learning, say attorneys at Debevoise.

  • Reconciling 2 Smoke Coverage Cases From California

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    As highlighted by a California Department of Insurance bulletin clarifying the effect of two recent decisions on insurance coverage, the February state appellate ruling denying coverage for property damage from smoke, ash and soot should be viewed as an outlier, say attorneys at Reed Smith.

  • Key Insurance Issues Likely To Arise From NY Superfund Law

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    The recently enacted New York Climate Change Superfund Act imposes a massive $75 billion in liabilities on energy companies in the fossil fuel industry, which can be expected to look to their insurers for coverage, raising a slew of coverage issues both old and new, say attorneys at Wiley.

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