Property

  • October 09, 2025

    Drones May Boost Claim-Handling Efficiency, Carrier Pros Say

    As insurance carriers evaluate ways to utilize new technologies in their claims and underwriting processes, the use of drones and aerial imagery has emerged as an opportunity to improve response times and efficiency, specifically in connection with natural disasters, insurer-side experts say.

  • October 09, 2025

    FinCEN Extends Residential Real Estate Targeting Orders

    The Financial Crimes Enforcement Network announced Oct. 9 that it has renewed directives requiring title insurance companies to identify the people behind shell companies in non-financed, residential property deals in over a dozen states.

  • October 09, 2025

    Judge Rejects Sanctions Bid In Ace Fire Loss Suit

    A Georgia federal court has rejected a Chubb unit's sanctions bid in a fire loss coverage dispute, finding that although its insureds failed to adequately join two individual defendants in a broader attempt to defeat the court's diversity jurisdiction, such conduct wasn't frivolous nor amounted to bad faith.

  • October 09, 2025

    Insurance Litigation Week In Review

    A South Carolina school district can't get review of its insurance arbitration dispute, an insurer had a duty to defend a home renovation company in an underlying car crash suit and a State Farm unit needn't pay a $2.5 million assault judgment. Here, Law360 takes a look at the past week's top insurance news.

  • October 08, 2025

    Wash. Condo Owner Seeks $8.1M In Water Damage Coverage

    A condominium association said its insurer must provide coverage for more than $8.1 million in hidden water damage, telling a Washington federal court the insurer failed to acknowledge that weather conditions such as rain and wind-driven rain contributed to the damage and are covered under its policies.

  • October 07, 2025

    No Coverage For Smoke Shop Over Fatal Crash, Insurer Says

    A smoke shop's insurer told a North Carolina state appeals court the shop shouldn't receive coverage for a lawsuit alleging it's liable for a fatal auto collision because it sold nitrous oxide products to the at-fault driver, arguing its policy covered bodily injury only on the shop's premises.

  • October 07, 2025

    Fla. High Court Told Law Bars Insurer Suit Against Condo

    A condominium association told the Florida Supreme Court on Tuesday that an insurer can't sue for damages to an owner's unit, arguing a 2021 state law that went into effect provided immunity from a negligence lawsuit stemming from a policy claim brought afterward. 

  • October 07, 2025

    Title Insurer Fights Mortgage Lender's Fraud Claim

    A title insurer has no duty to pay a mortgage lender's claim over a $510,000 loan a borrower alleged was fraudulent, it told a North Carolina federal court, saying its closing protection letter explicitly excludes coverage for third-party fraud and that no policy was ever issued.

  • October 02, 2025

    Canada Flood Insurer Should Help Lower High Risks, Pros Say

    Ongoing efforts in Canada to develop a national flood insurance program should prioritize coverage for high-risk properties and accompany endeavors to lower flood risk in a country that is experiencing more destruction from natural catastrophes, experts say.

  • October 02, 2025

    Special Arbitration Option Offers Relief Amid Nuclear Verdicts

    Rising jury verdict values continue to put pressure on excess liability programs, but with many of these policies involving what is known as a Bermuda Form, carriers have found an alternative to the American jury system. Here, policyholder attorney Allan Moore of Covington & Burling LLP breaks down what role this method of confidential arbitration plays in the current insurance landscape.

  • October 02, 2025

    NFIP Lapse Threatens Home Sales, Hurricane Protections

    Thousands of home sales could be delayed or canceled as a result of the National Flood Insurance Program lapsing under the government shutdown, and homeowners could potentially be left without coverage during hurricane season, experts say.

  • October 02, 2025

    Insurance Litigation Week In Review

    A Colorado court found that an insurer does not have to cover a $13.4 million construction settlement because it was reached through collusion, an Illinois judge partly reversed a ruling granting biometric privacy claim coverage, and a Liberty Mutual unit escaped a dispute over the valuation of life settlement contracts. Here, Law360 reviews the past week's top developments in insurance litigation.

  • October 01, 2025

    Chubb Can't Yet Arbitrate La. Casino Owner's COVID Losses

    A Louisiana federal court has temporarily barred a Bermuda-based Chubb unit from pursuing arbitration proceedings in England in a dispute with a hospitality and entertainment company over coverage for pandemic-related losses at its U.S. properties.

  • October 01, 2025

    Travelers Unit Owes $3M In Apartment Defect Settlement

    A Travelers unit owes $3 million to cover the bulk of a subcontractor's $4.5 million settlement over botched work at a Clemson University student housing development, a Georgia federal court ruled, finding the subcontractor's primary carrier responsible for only $1 million under a single policy period.

  • September 30, 2025

    Wash. University Can't Get COVID-19 Insurance Suit Revived

    A Washington appellate panel has affirmed a state university's defeat in a lawsuit seeking insurance coverage for $63 million in business losses from a COVID-induced shutdown, concluding on Tuesday that the pandemic didn't amount to property damage covered under an all-risk policy.

  • September 30, 2025

    NY Court Ends $2.5M Bid In West Point Project Fight

    A New York federal judge on Tuesday rejected a subcontractor's attempt to recover $2.5 million for construction work on a West Point Military Academy renovation, finding the company's claims are barred under state law because it never submitted written notices of dispute.

  • September 30, 2025

    'Collusion' Forecloses Coverage For $13M Deal, Judge Says

    A construction company's insurer has no duty to cover a roughly $13.4 million settlement the company reached with a residential community's manager over claims that it performed faulty repair work for hail damage, a Colorado federal court ruled, finding the settlement resulted from "collusion."

  • September 29, 2025

    State Farm Class Action Over Car Payouts Narrowed

    An Illinois federal court on Monday significantly cut a proposed class action accusing State Farm of systematically undervaluing policyholders' claims for totaled vehicles, but left intact the policyholders' claims for unjust enrichment.

  • September 29, 2025

    Wealth Mgmt. Firm Says Insurer Omitted Essential Parties

    A wealth management firm and its CEO told a Tennessee federal court that its professional liability insurer failed to include other insurers and an insurance agency in coverage litigation over underlying arbitration claims totaling roughly $7 million, arguing it faces conflicting coverage positions from its carriers.

  • September 29, 2025

    Liberty Units Seek Toss Of Auto Co.'s Runoff Settlement Suit

    Liberty Mutual units urged a Texas federal court to toss an automobile auction company's suit accusing them of failing to indemnify a settlement over stormwater runoff claims, saying the question of breach cannot be answered until a related suit determines whether the insurers had any duty to indemnify.

  • September 26, 2025

    Court Erases $187M Hurricane Damage Appraisal Award

    A Florida federal court invalidated a $187 million appraisal award that a group of homeowners associations won against their insurers over damage related to Hurricane Sally in 2020, finding that the group's chosen appraiser "never stated the 'amount of loss'" to the property.

  • September 25, 2025

    NAIC's AI Leader Focuses On External Data, Third Parties

    The use of artificial intelligence use in the insurance industry has grown in prevalence and scope in recent years, and regulators are coordinating their efforts to keep pace. Doug Ommen, vice chair of the National Association of Insurance Commissioners' Big Data and Artificial Intelligence working group, spoke to Law360 about the committee's focus on consumer privacy, third-party data and an Al systems evaluation tool.

  • September 25, 2025

    Roundup: Insurance Highlights At Climate Week NYC 2025

    Politicians and business leaders at this year’s Climate Week in New York City are emphasizing that climate change is posing huge challenges for people struggling with high insurance premiums, but opportunity still exists for the industry in a green transition. Here, Law360 looks at just a few of the happenings this year at the weeklong conference.

  • September 25, 2025

    Growing Underwriting Losses No Surprise To Insurance Pros

    Commercial auto insurance continues to struggle, generating an underwriting loss for the 14th consecutive year, according to a recent report by credit rating agency AM Best, an outcome that was unsurprising to insurance experts as the line grapples with long-standing open claims, social inflation and why physical damage losses remain profitable.

  • September 25, 2025

    6th Circ. Backs Rock Singer's Win In Arson Coverage Dispute

    The Sixth Circuit on Thursday affirmed that rock singer John Falls can still recoup a portion of the $2.5 million that a Hanover Insurance unit was ordered to pay for music equipment that was lost in an arson at a House of Blues recording studio.

Expert Analysis

  • 11 Essential Questions When Reviewing Hurricane Insurance

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    As we approach peak hurricane season, business owners must understand critical coverage elements, policy limitations and claim procedures of their commercial property hurricane insurance policies to protect their operations effectively, says Carlton Wilde at Bracewell LLP.

  • Utilizing Rep And Warranties Insurance In CRE Transactions

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    With insurance and commercial real estate legal trends suggesting that representations and warranties insurance is likely to grow substantially in the next several years, CRE buyers and sellers should learn how such insurance can help resolve conflicting positions during transaction negotiations, say attorneys at Troutman.

  • How Courts Are Addressing The Use Of AI In Discovery

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    In recent months, several courts have issued opinions on handling discovery issues involving artificial intelligence, which collectively offer useful insights on integrating AI into discovery and protecting work product in connection with AI prompts and outputs, says Philip Favro at Favro Law.

  • How Property Insurers Serve As Climate Change Harbingers

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    Thomas Dawson at McDermott discusses the role that U.S. property insurers may play in identifying and assessing climate risk, as well as in financing climate change adaptation projects, in light of global warming and shifting geopolitical realities.

  • How NY Appeals Ruling Alters Employers' Sex Abuse Liability

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    In Nellenback v. Madison County, the New York Court of Appeals arguably reset the evidentiary threshold in sexual abuse cases involving employer liability, countering lower court decisions that allowed evidence of the length of the undiscovered abuse to substitute as notice of an employee's dangerous propensity, say attorneys at Hurwitz Fine.

  • What Calif. Insurance Ruling Means For Smoke Damage Limits

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    As California continues to grapple with an increasing number of wildfire claims, a state court's recent Aliff v. California FAIR Plan decision serves as a clear directive to insurers that policy language that narrows the scope of fire coverage below the California Insurance Code's minimum standards is impermissible, say attorneys at Wood Smith.

  • Juries Are Key In Protecting The Rule Of Law

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    Absent from the recent discourse about U.S. rule of law is the crucial role of impartial jurors in protecting the equitable administration of justice, and attorneys and judges should take affirmative steps to reverse the yearslong decline of jury trials at this critical moment, says consultant Clint Townson.

  • How To Strengthen A Case By Mastering Expert Witness Prep

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    A well-prepared expert witness can bolster a case's credibility with persuasive qualifications, compelling voir dire responses and concise testimony that can withstand cross-examination, says Allison Rocker at Baker McKenzie.

  • Tesla's Robotaxi Push Exposes Gaps In Product Liability Law

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    As Tesla's deployment of robotaxis on public roads in Austin, Texas, faces regulatory scrutiny and legislative pushback, the legal community confronts an unprecedented challenge: how to apply traditional fault principles, product liability laws and insurance practices to vehicles that operate as rolling computers, says Don Fountain at Clark Fountain.

  • 8 Insurer Takeaways From Sweeping Georgia Tort Reform

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    Insurers should take note of several critical components of Georgia's tort litigation overhaul — including limitations on damages anchoring, procedural rules governing dismissals, and liability standards in negligent security cases — and adapt claims-handling strategies to reduce litigation risk, says Lucy Aquino at Cozen O'Connor.

  • 3 Juror Psychology Principles For Expert Witness Testimony

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    Expert witnesses can sometimes fall into traps when trying to teach juries complex topics by failing to consider the psychology of juror comprehension, but attorneys can help witnesses avoid these pitfalls with a deeper understanding of cognitive lag, chunking and learning styles, says Steve Wood at Courtroom Sciences.

  • State Farm Rate Hike Portends Intensifying Insurance Crisis

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    The California Department of Insurance's unprecedented emergency approval of a 17% rate increase for State Farm General Insurance, the first interim rate relief granted before completing full actuarial justification, represents a regulatory watershed and establishes precedent that could fundamentally reshape insurers' response to climate-driven market instability, says Daniel Veroff at Merlin Law Group.

  • 3 Corporate Deposition Prep Tips To Counter 'Reptile' Tactics

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    With plaintiffs counsel’s rising use of reptile strategies that seek to activate jurors' survival instincts, corporate deponents face an increased risk of being lulled into providing testimony that undercuts a key defense or sets up the plaintiff's case strategy at trial, making it important to consider factors like cross-examination and timing, say attorneys at Dentons.

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