California is considering requiring insurers to have long-term plans to stay solvent amid climate changes. The industry and consumer advocates are divided.
A California ruling boosting policyholders' prospects in water leak suits and a Texas Supreme Court decision compelling appraisal in a commercial property loss are among the biggest property insurance decisions of the year so far. Law360 has a midyear look at the top property insurance decisions.
Research showing that residents of majority Black and Hispanic ZIP codes often pay more for homeowners insurance underscores what some experts say is a pressing need for more oversight of race-based discrimination in insurance. The report also suggests more data is needed to get at the problem.
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California is considering requiring insurers to have long-term plans to stay solvent amid climate changes. The industry and consumer advocates are divided.
A California ruling boosting policyholders' prospects in water leak suits and a Texas Supreme Court decision compelling appraisal in a commercial property loss are among the biggest property insurance decisions of the year so far. Law360 has a midyear look at the top property insurance decisions.
Research showing that residents of majority Black and Hispanic ZIP codes often pay more for homeowners insurance underscores what some experts say is a pressing need for more oversight of race-based discrimination in insurance. The report also suggests more data is needed to get at the problem.
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August 06, 2026
The Tenth Circuit revived a Church of Jesus Christ of Latter-day Saints' bid for coverage for a suit over sexual abuse by a church member. The decision widens a jurisdictional split over interpreting crucial policy language.
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August 06, 2026
Fires destroying hundreds of properties in Spokane, Washington, could become one of the biggest insured loss events in the state's history.
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August 06, 2026
Wells Fargo cannot collect on a $4 million life insurance policy, coverage for an assisted living home, and construction company insurers trying to get back $50 million Hurricane Sandy settlement. Law360 has the past week's top insurance news.
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August 04, 2026
American Family Mutual Insurance Co. has agreed to buy specialty insurer Bowhead Specialty Holdings in an all-cash deal valuing the company at about $1.2 billion.
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August 03, 2026
A Connecticut federal judge has said a homeowner's insurer does not owe her coverage in a lawsuit alleging she shared a patient's treatment information while she was at home, finding that her alleged actions fall under a business exclusion because she used her employment to access the private information.
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July 31, 2026
Law360 is pleased to announce the Rising Stars of 2026, our list of more than 160 attorneys under 40 whose legal accomplishments belie their age.
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July 30, 2026
Insurance carriers have begun releasing how they fared in the second quarter of 2026, with Chubb, The Hartford and The Hanover Insurance Group reporting meaningful growth for personal lines and a focus on disciplined underwriting in the property and casualty market. Law360 Insurance Authority breaks down the carriers' Q2 results.
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July 30, 2026
The Church of Jesus Christ of Latter-day Saints can pursue coverage for sex abuse litigation costs, a Minnesota school district may be entitled to coverage for hail damage to the roofs of two school buildings and a grocery chain can't recoup coverage for its parent company's opioid settlement payments. Law360 has the past week's top insurance news.
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July 28, 2026
The Eighth Circuit revived a Minnesota school district's suit seeking coverage for hail damage to the roofs of two schools, finding that the damage may fall outside a cosmetic damage exclusion if it weakened the roofs' ability to withstand the elements to the same extent as before the storm.
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July 23, 2026
Pennsylvania public policy doesn’t abrogate an insurer’s duty to defend and indemnify an insured accused of enabling or profiting from sex trafficking, an insurer didn’t act in bad faith in its handling of a fatal liposuction claim, and a district court must decide if a settlement mooted a coverage action. Here, Law360 looks at the past week's top insurance news.
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July 22, 2026
A group of international arbitration scholars are pressing the U.S. Supreme Court to rule that federal law determines whether a nonsignatory to an international arbitration agreement can force arbitration of a dispute, saying a Fifth Circuit decision erroneously applied state law and contributes to unpredictability.
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July 22, 2026
Allstate told a Pennsylvania federal court it has no duty to defend an individual facing underlying suits over a fatal drunken driving accident, saying coverage is excluded under his parents' homeowners policy because of his alleged furnishing of alcohol to minors involved in the incident.
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July 20, 2026
Another group of insurers is pressing the U.S. Supreme Court to resolve whether state or federal law applies when deciding whether a nonsignatory to an international arbitration agreement can force arbitration of a property damage coverage dispute, an issue they say is "of national and international importance."
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July 16, 2026
A structural failure that threatened a major collapse at a 37-story Manhattan building undergoing an office-to-residence conversion promises to trigger a complicated insurance claims process. Here, Law360 looks at some of the major questions at stake following the July 7 incident.
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July 16, 2026
A New Jersey appellate panel held Thursday that the burden of proof was on an insurer, not a driver, in a coverage dispute stemming from a blown head gasket that rendered her vehicle inoperable, vacating the insurer's win and remanding for a new trial.
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July 16, 2026
Researchers at the London School of Economics see more climate change-related subrogation litigation on the horizon. Insurance experts aren’t as confident the industry has the appetite to take on complex cases and knotty causation theories.
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July 16, 2026
California-based brokerage RockRose Risk is hoping deep insurance discounts will encourage property owners to reduce fire risk and help build an alternative to the state's provider of last resort. Co-founder and CEO Andrew Engler talked to Law360 Insurance Authority about a mitigation-first approach and motivating homeowners to build safer homes.
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July 16, 2026
Insurance brokers are not exempt from New Jersey's Consumer Fraud Act, a Chubb unit properly limited coverage for "business property" destroyed in a fire and Golden Corral can't reverse its 5-year-old COVID-19 coverage loss. Here, Law360 looks at the past week's top insurance news.
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July 15, 2026
The Fourth Circuit on Wednesday declined to walk back a North Carolina federal judge's five-year-old decision denying Golden Corral insurance coverage for pandemic-era business interruption losses, finding a belated state Supreme Court victory for policyholders in another case doesn't merit a redo.
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July 14, 2026
A Chubb unit properly limited coverage to $25,000 for the contents of an Illinois mansion that was destroyed in a lightning-sparked fire, the Seventh Circuit ruled, saying the use of the contents for commercial purposes barred the owner from accessing a higher $3.5 million coverage limit.
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July 09, 2026
Akerman LLP has grown its transactional risk practice in Miami with the addition of an attorney from Holland & Knight LLP, the firm said Thursday.
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July 09, 2026
An uninsured motorist coverage exclusion in a specialty auto policy is enforceable under Alabama law. An alleged salmonella outbreak is a single occurrence. Under Armour needn't pay prejudgment interest. Law360 has the past week's top insurance news.
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July 06, 2026
Following several U.S. Supreme Court terms teeming with reversals and rebukes of lower appeals courts, the justices this term found fault less often with rulings by circuit judges, who are likely becoming better attuned to the conservative supermajority, attorneys say.
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July 06, 2026
U.S. Supreme Court justices forged unusual alliances when they ruled a federal statute preempts claims Monsanto failed to warn consumers its Roundup weed killer may cause cancer. Oral arguments provided insights on the 7-2 outcome, highlighting issues the jurists were grappling with and showcasing rationales that found their way into the opinion.
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July 06, 2026
When one of the U.S. Supreme Court's most talkative members suddenly struggled to speak, the atmosphere at oral arguments grew increasingly anxious — until the justice deadpanned that it was an advocate's golden opportunity to avoid a grilling.