By Dale Orlando and William Harding ( February 10, 2020, 3:28 PM EST) -- In personal injury trials, defence lawyers invariably do their best to give jury members the impression that the defendant will be personally responsible to pay whatever judgment is awarded. This, of course, is almost never the case. Auto insurance is mandatory in Ontario. It therefore makes no sense to pursue a significant personal injury case against an individual without insurance coverage because, even if successful, an individual will rarely have the assets to pay a judgment personally....