Plaintiff’s family protection policy liable before defendant’s umbrella policy: court

By Karunjit Singh ( September 10, 2025, 5:13 PM EDT) -- The Ontario Court of Appeal ruled that once a vehicle owner’s $300,000 auto liability policy, which covered her daughter’s at-fault driving, was exhausted, the plaintiff’s family protection endorsement had to respond to the damages claim before the owner’s $1-million personal umbrella liability policy (PLUP)....