Property

  • October 07, 2025

    Fla. High Court Told Law Bars Insurer Suit Against Condo

    A condominium association told the Florida Supreme Court on Tuesday that an insurer can't sue for damages to an owner's unit, arguing a 2021 state law that went into effect provided immunity from a negligence lawsuit stemming from a policy claim brought afterward. 

  • October 07, 2025

    Title Insurer Fights Mortgage Lender's Fraud Claim

    A title insurer has no duty to pay a mortgage lender's claim over a $510,000 loan a borrower alleged was fraudulent, it told a North Carolina federal court, saying its closing protection letter explicitly excludes coverage for third-party fraud and that no policy was ever issued.

  • October 02, 2025

    Canada Flood Insurer Should Help Lower High Risks, Pros Say

    Ongoing efforts in Canada to develop a national flood insurance program should prioritize coverage for high-risk properties and accompany endeavors to lower flood risk in a country that is experiencing more destruction from natural catastrophes, experts say.

  • October 02, 2025

    Special Arbitration Option Offers Relief Amid Nuclear Verdicts

    Rising jury verdict values continue to put pressure on excess liability programs, but with many of these policies involving what is known as a Bermuda Form, carriers have found an alternative to the American jury system. Here, policyholder attorney Allan Moore of Covington & Burling LLP breaks down what role this method of confidential arbitration plays in the current insurance landscape.

  • October 02, 2025

    NFIP Lapse Threatens Home Sales, Hurricane Protections

    Thousands of home sales could be delayed or canceled as a result of the National Flood Insurance Program lapsing under the government shutdown, and homeowners could potentially be left without coverage during hurricane season, experts say.

  • October 02, 2025

    Insurance Litigation Week In Review

    A Colorado court found that an insurer does not have to cover a $13.4 million construction settlement because it was reached through collusion, an Illinois judge partly reversed a ruling granting biometric privacy claim coverage, and a Liberty Mutual unit escaped a dispute over the valuation of life settlement contracts. Here, Law360 reviews the past week's top developments in insurance litigation.

  • October 01, 2025

    Chubb Can't Yet Arbitrate La. Casino Owner's COVID Losses

    A Louisiana federal court has temporarily barred a Bermuda-based Chubb unit from pursuing arbitration proceedings in England in a dispute with a hospitality and entertainment company over coverage for pandemic-related losses at its U.S. properties.

  • October 01, 2025

    Travelers Unit Owes $3M In Apartment Defect Settlement

    A Travelers unit owes $3 million to cover the bulk of a subcontractor's $4.5 million settlement over botched work at a Clemson University student housing development, a Georgia federal court ruled, finding the subcontractor's primary carrier responsible for only $1 million under a single policy period.

  • September 30, 2025

    Wash. University Can't Get COVID-19 Insurance Suit Revived

    A Washington appellate panel has affirmed a state university's defeat in a lawsuit seeking insurance coverage for $63 million in business losses from a COVID-induced shutdown, concluding on Tuesday that the pandemic didn't amount to property damage covered under an all-risk policy.

  • September 30, 2025

    NY Court Ends $2.5M Bid In West Point Project Fight

    A New York federal judge on Tuesday rejected a subcontractor's attempt to recover $2.5 million for construction work on a West Point Military Academy renovation, finding the company's claims are barred under state law because it never submitted written notices of dispute.

  • September 30, 2025

    'Collusion' Forecloses Coverage For $13M Deal, Judge Says

    A construction company's insurer has no duty to cover a roughly $13.4 million settlement the company reached with a residential community's manager over claims that it performed faulty repair work for hail damage, a Colorado federal court ruled, finding the settlement resulted from "collusion."

  • September 29, 2025

    State Farm Class Action Over Car Payouts Narrowed

    An Illinois federal court on Monday significantly cut a proposed class action accusing State Farm of systematically undervaluing policyholders' claims for totaled vehicles, but left intact the policyholders' claims for unjust enrichment.

  • September 29, 2025

    Wealth Mgmt. Firm Says Insurer Omitted Essential Parties

    A wealth management firm and its CEO told a Tennessee federal court that its professional liability insurer failed to include other insurers and an insurance agency in coverage litigation over underlying arbitration claims totaling roughly $7 million, arguing it faces conflicting coverage positions from its carriers.

  • September 29, 2025

    Liberty Units Seek Toss Of Auto Co.'s Runoff Settlement Suit

    Liberty Mutual units urged a Texas federal court to toss an automobile auction company's suit accusing them of failing to indemnify a settlement over stormwater runoff claims, saying the question of breach cannot be answered until a related suit determines whether the insurers had any duty to indemnify.

  • September 26, 2025

    Court Erases $187M Hurricane Damage Appraisal Award

    A Florida federal court invalidated a $187 million appraisal award that a group of homeowners associations won against their insurers over damage related to Hurricane Sally in 2020, finding that the group's chosen appraiser "never stated the 'amount of loss'" to the property.

  • September 25, 2025

    NAIC's AI Leader Focuses On External Data, Third Parties

    The use of artificial intelligence use in the insurance industry has grown in prevalence and scope in recent years, and regulators are coordinating their efforts to keep pace. Doug Ommen, vice chair of the National Association of Insurance Commissioners' Big Data and Artificial Intelligence working group, spoke to Law360 about the committee's focus on consumer privacy, third-party data and an Al systems evaluation tool.

  • September 25, 2025

    Roundup: Insurance Highlights At Climate Week NYC 2025

    Politicians and business leaders at this year’s Climate Week in New York City are emphasizing that climate change is posing huge challenges for people struggling with high insurance premiums, but opportunity still exists for the industry in a green transition. Here, Law360 looks at just a few of the happenings this year at the weeklong conference.

  • September 25, 2025

    Growing Underwriting Losses No Surprise To Insurance Pros

    Commercial auto insurance continues to struggle, generating an underwriting loss for the 14th consecutive year, according to a recent report by credit rating agency AM Best, an outcome that was unsurprising to insurance experts as the line grapples with long-standing open claims, social inflation and why physical damage losses remain profitable.

  • September 25, 2025

    6th Circ. Backs Rock Singer's Win In Arson Coverage Dispute

    The Sixth Circuit on Thursday affirmed that rock singer John Falls can still recoup a portion of the $2.5 million that a Hanover Insurance unit was ordered to pay for music equipment that was lost in an arson at a House of Blues recording studio.

  • September 25, 2025

    Insurance Litigation Week In Review

    A New York federal court issued a no-coverage decision over a $3.3 million fraud scheme, a judge said much of a seafood wholesaler's hurricane coverage claims should go to a jury and Connecticut's justices considered whether an unjust enrichment claim could lead to double recovery of auto insurance benefits. Here, Law360 takes a look at the past week's top insurance news.

  • September 24, 2025

    9th Circ. Says Insurer's Removal Effort Was Reasonable

    An insurer for a residential property owner had a reasonable basis to try to remove its coverage dispute over underlying shooting claims to Washington federal court, the Ninth Circuit ruled Wednesday, noting the owner even failed to identify the citizenship of all its members and partners.

  • September 24, 2025

    Chubb Unit Says HVAC Co. Owes $2.5M For Conn. House Fire

    An HVAC company is responsible for more than $2.5 million in damage caused by a Christmas Day fire at a Connecticut home, a Chubb unit told a federal court, saying the company's work on a humidifier caused the blaze.

  • September 24, 2025

    Marsh US Real Estate Leader On Insurance Landscape

    Commercial real estate companies, squeezed by higher interest rates in recent years, have also seen a dramatic increase in insurance premiums. Duncan C. Ellis, who leads Marsh's U.S. and Canada real estate and hospitality practice, spoke to Law360 Real Estate Authority about what's behind the trends in commercial real estate insurance.

  • September 23, 2025

    5th Circ. Clears Tugboat Firm In Barge Sinking Dispute

    The Fifth Circuit on Monday said a lower court did not err in finding that a marine transportation services company wasn't liable for all claims arising from a June 2022 capsizing and sinking of a barge, saying that the barge's structure made it unseaworthy.

  • September 23, 2025

    Law Firms Sued Over La. Hurricane Claim Fee Scheme

    Two law firms and certain attorneys engaged in a scheme to "grossly and blatantly" inflate damages estimates for hurricane-related property insurance claims in order to "collect an exorbitant fee which they would all share," a group of seven Louisiana residents told a Louisiana federal court.

Expert Analysis

  • Nevada Justices Could Expand Scope Of Subrogation Claims

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    The Nevada Supreme Court's recent decision to hear North River Insurance v. James River Insurance could expand the scope of equitable subrogation claims in the state by aligning with the California standard, which doesn't require excess insurers to demonstrate damages, says Daniel Heidtke at Duane Morris.

  • A View Into NY's New Business Interruption Insurance Law

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    In response to businesses' economic challenges during the pandemic, New York recently allowed the issuance of stand-alone business interruption insurance coverage, and while pricing and insurer participation questions remain, the product stands to benefit business owners and the state economy, say attorneys at Saxe Doernberger.

  • California Supreme Court's Year In Review

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    Attorneys at Horvitz & Levy highlight notable decisions on major questions from the California Supreme Court's last term, including voter initiatives, hostile work environment and the economic loss rule.

  • 8 Tech Tips For Stress-Free Remote Depositions

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    Court reporter Kelly D’Amico shares practical strategies for attorneys to conduct remote depositions with ease and troubleshoot any issues that arise, as it seems deposition-by-Zoom is here to stay after the pandemic.

  • Hurricane Coverage Ruling Clarifies Appraisal Scope In Fla.

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    In a case involving property insurance for hurricane damage, a Florida federal court recently enforced policy limits despite an appraisal award exceeding those limits, underscoring the boundaries between valuation and coverage — a distinction that provides valuable guidance for insurers handling post-catastrophe claims, says Tiffany Bustamante at Cozen O’Connor.

  • 4 Ways Attorneys Can Emotionally Prepare For Trial

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    In the course of litigation, trial lawyers face a number of scenarios that can incite an emotional response, but formulating a mental game plan in advance of trial can help attorneys stay cool, calm and collected in the moment, says Rachel Lary at Lightfoot Franklin.

  • Presidential Campaign Errors Provide Lessons For Trial Attys

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    Vice President Kamala Harris’ presidential campaign employed numerous strategies that evidently didn’t land, and trial attorneys should take note, because voters and jurors are both decision-makers who are listening for how one’s case presentation would affect them personally, says Reuben Guttman at Guttman Buschner.

  • Notable Q3 Updates In Insurance Class Actions

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    Total loss valuation cases and labor depreciation cases dominated the past quarter of insurance class actions, with courts continuing to reject challenges to condition adjustments in the former, and a pro-insured trend persisting in the latter, say attorneys at BakerHostetler.

  • How Property Insurance Coverage Shrank After The Pandemic

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    Insurers litigating property claims are leveraging rulings that provided relief in the COVID-19 context to reverse the former majority rule on physical loss or damage in all contexts, say attorneys at Reed Smith.

  • Consider The Impact Of Election Stress On Potential Jurors

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    For at least the next few months, potential jurors may be working through anger and distrust stemming from the presidential election, and trial attorneys will need to assess whether those jurors are able to leave their political concerns at the door, says Ken Broda-Bahm at Persuasion Strategies.

  • NC Ruling Takes Practical Approach To Duty-To-Defend Costs

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    In Murphy-Brown v. Ace American Insurance, a case of first impression, the North Carolina Business Court adopted the commonsense rationale of many state courts in holding that policyholders' defense costs should be deemed presumtively reasonable when a insurer breaches its duty to defend, say attorneys at McGuireWoods.

  • What Hawaii High Court Got Right And Wrong In AIG Ruling

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    Though the Hawaii Supreme Court in its recent Aloha Petroleum v. National Union Fire Insurance decision correctly adopted the majority rule that recklessly caused harm is an accident for coverage purposes, it erred in its interpretation of the pollution exclusion by characterizing climate change as "traditional environmental pollution," say attorneys at Haynes Boone.

  • 7 Tips To Help Your Witness Be A Cross-Exam Heavyweight

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    Because jurors tend to pay a little more attention to cross-examination, attorneys should train their witnesses to strike a balance — making it tough for opposing counsel to make their side’s case, without coming across as difficult to the jury, says Ken Broda-Bahm at Persuasion Strategies.

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